Raphael Melo

Experience

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  Prefeitura da Cidade do Recife

  Aug 2013 - May 2015

  Legal Counsel

  Legal Counsel in strategic meetings, preparation of administrative law documents, business and taxes, contracts with companies and management, auditing of public contracts to avoid fraud, money laundering and corruption.

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  Asset Beclly

  Aug 2015 - Feb 2018

  Legal Counsel

  Consulting Attorney for government contracts, rights and maintenance of contracts in course. Consulting audit of private and public contracts.Identification of pain points, projects and writing of procedures.Writing of legal documents and court hearings in defense of the client rights.Negotiation and meetings with stakeholders.

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  BNP Paribas CIB

  Dec 2018 - Jun 2020

  KYC/AML Analyst - Due Diligence Officer

  Member of Compliance Global Solutions as special person of contact for the UK teams to discuss globally the KYC policy and to improve the procedures locally.Application of the KYC process, as per European Money Laundering Directive and additional requirements;Collect, analyze, verify and archive legal and KYC documentation, identify Ultimate Beneficial Owners (UBOs) and Politically Exposed Persons (PEPs).Compliance and follow up of specific regulations such as FATCA, AEOI and MiFID;To provide Risk Assessment based on relevant documentation.Communication with multiple stakeholders, clients, business/coverage, IT departments and Compliance. Show less

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  Natixis Corporate & Investment Banking

  Jun 2020 - now

  Tax compliance processes, including DAC6, QI, QDD, FATCA, CRS, AEOI and withholding tax, ensuring adherence to regulatory requirements.Collected and analyzed sensitive client documentation, verifying adequacy and updating the data system to maintain compliance with tax regulations.Implemented control measures to ensure the accuracy and effectiveness of tax reporting, collaborating with stakeholders from various departments and head office.Engaging in tax projects, sharing knowledge on tax issues, and continuously improving key operational tax, KPI's, tasks and processes. Show less Screening KYC in Due Diligence/AML/CTF/Fraud/Adverse Media/Politically Exposed Persons - PEP analysis for multi-hub:Conduct due diligence by with stakeholders and third parties through the tools WMT, Worldcheck1, Stride, Fircosoft, Tethys, Client Pass Fenergo, Damaas, Sesame and Klaxoon.Analysis of client data, documentation and hits to determine Client Risk Profile as established under the Global KYC Procedures.Performing entities and individuals screening for negative news, sanctions, embargoed countries, Politically Exposed Persons - PEP classification and internal watchlists.Performing risk assessment 4 - EYES for true hits on clients.Interacting with Compliance departments to follow internal policies, procedures and reporting.Quality and operational control engaged with international stakeholders of the activities for reporting and continuous improvement, KPI development,, meetings presentation and administrative tasks. Show less Audit of client's in AML/CTF/Fraud/PEP scope:Writing of procedures and trainings to be applied locally based on restrictive measures contained in global policies and regulations in line with the other levels of decisions.Audit and assessment on non-live suspicious alerts on clients (sanctioned individuals and entities, embargoed countries, politically exposed person - PEP and general restrictions on the bank's customers, related to their identification, classifications and reporting).Quality and operational control of the activities, weekly and monthly meetings presentations within BSA department, KPI development, meeting with stakeholders worldwide and administrative tasks.Monitoring of suspicious alerts in live transactions filtered by FircoSoft related to Sanctions and Embargoes in AML/CTF/Fraud scope:Analyze and investigate hits on individuals, entities, vessels, generic hits and third parties.Writing of procedures, training and mentoring of new joiners for continuous improvement.Engaging in collaborative efforts with stakeholders for reporting and control activities. Show less

  • Operational Tax - Compliance/Regulatory

    Jul 2024 - now

  • Customer Screening KYC Analyst

    May 2023 - Jun 2024

  • Anti-Fraud Sanctions & Embargoes - Compliance Analyst

    Nov 2021 - Feb 2024

  • Transaction Monitoring Anti-Fraud Sanctions & Embargoes - Compliance Analyst

    Jun 2020 - Nov 2021