Experience

• 

  Macon-atlanta state bank

  May 2014 - Aug 2016

  Teller
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  Guaranty bank

  Aug 2016 - Apr 2017

  Teller
• 

  Simmons bank

  Apr 2017 - May 2018

  Universal banker

  Sell and process home equity, auto, and personal loans. Open and maintain all types of deposit accounts.

• 

  Legacy bank and trust

  May 2018 - Feb 2021

  Originate and service guaranteed loans through the SBA, USDA, and FSA programs. Manage, train, and operate the Guaranteed Lending division for the bank. Underwrite all Government Guaranteed loans for the bank ensuring eligibility in the different programs. Responsible for achieving goals for the division under the direction of executive management. Understand and communicate all necessary rules and regulations relating to Government Guaranteed Loan making to borrowers and staff. Manage processes from application through liquidation on government guaranteed loans. I maintain a heavy focus on compliance and eligibility for various programs. Mainly work with SBA loans and the complex framework of the 7(a) program. Attend trainings through NAGGL. Also assist lenders with FSA and USDA B&I loans. Lastly, I facilitate the mixture of New Market Tax Credit Lending with USDA guarantees on the leverage loans in a NMTC structure. Assist lenders with underwriting and risk management. Perform various forms of analysis to provide the bank with the necessary information to make an informed decision regarding the extension of credit. Perform analysis with multiple types of lending. Assist in the underwriting and servicing of all SBA related loans, ensuring eligibility and compliance with related regulations. Perform evaluations on properties to ensure collateral value. Perform various duties to help the bank succeed.

  • Senior Guaranteed Lending Underwriter

    Oct 2019 - Feb 2021

  • Guaranteed Lending Specialist

    Apr 2019 - Oct 2019

  • Credit Analyst

    May 2018 - Apr 2019
• 

  Acclivity financial

  Feb 2021 - Jan 2023

  Vice president, sba underwriting
• 

  Midwest bankcentre

  Dec 2022 - now

  Vp, senior sba underwriter