
Vidyut Kapur
MicroBanker and FLEXCUBE Development, Support & Implementations

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About me
Novelist and Software Products Consultant
Education

Hindu College, Delhi University
1985 - 1988B.A.(Hons.) Mathematical Statistics Statistics
Indian Institute of Management, Calcutta
1989 - 1991PGDM (MBA) IT, Finance
Delhi Public School - R. K. Puram
1983 - 198512th Board Science
St. Xavier School - Delhi
1973 - 198310th Board (CBSE)
Experience

I-flex solutions
Jun 1991 - Jan 2000MicroBanker and FLEXCUBE Development, Support & Implementations1999-2000 - Set up and led the FLEXCUBE global support team at Bangalore1998-1998 - Led the first FLEXCUBE implementation at a multinational bank1996-1998 - Project Manager in the initial development of FLEXCUBE1991-1996 - Various development & support roles in i-flex's first successful product - MicroBanker
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ORACLE FINANCIAL SERVICES SOFTWARE LIMITED (i-flex Solutions Ltd.)
Jul 2000 - Aug 2002Head of Engineering - FLEXCUBE Corporate/UBS2000-2002 - Headed FLEXCUBE Development, Testing and Support at Bangalore------------------------------------------------------------Overall responsibility for the FLEXCUBE development unit in Bangalore. This includes theentire life cycle of functional specification, development, testing and support. The assignment involved leading a large team to deliver software releases of continuously increasing size, during a period of fast growth for FLEXCUBE. The unit more than doubled its staff strength over these two and a half years and there was a four-fold increase in the work delivered.Improved on-time performance of the team by tightening up resource utilisation and improving co-ordination between sub-units of the team. Improved team productivity across development phases.Continuous co-ordination with other internal stake-holders, especially the engineering processes audit group and the customer relationship managers. Communication with customers and prospects on the technical design of FLEXCUBE and its deployment characteristics. Show less

ORACLE FINANCIAL SERVICES SOFTWARE LIMITED (formerly i-flex Solutions)
Sept 2002 - Mar 2004Software Architect - Next Gen FLEXCUBEResponsible for creating the technical architecture for the next generation FLEXCUBE based on J2EE technology. Led the initiative for evaluating technical choices and creating a comprehensive technical blueprint.

I-flex solutions
Sept 2005 - Sept 2006Head of Development - iPFBWorked with the i-flex Consulting Services division to conceptualise and create a process framework called iPFB (i-flex Process Framework for Banking). IPFB is a repository of business processes in different areas of banking, meant to be a starting point for any Business Process Re-engineering exercise undertaken in a bank. The offering is now called Oracle Industry Reference Model for Banking.Brought together the initial team, created the repository standards and completed Rel 1.0. Created a cell of 20-odd iPFB experts within the i-flex Consulting division. Held extensive training to enable awareness and ownership of the repository within the i-flex Consulting BPR team. Ensured a smooth handover of the iPFB team and the repository to the existing BPR business at the end of Release 1.0. Show less

Atyati Technologies
Oct 2006 - Oct 2009Chief Operations & Technology OfficerAtyati Technologies was founded to create technology solutions for rural banking. Operations began in Oct-2006. My responsibilities spanned the whole gamut from setting up the first office premises to recruiting the first few programmers, designing the software product, leading its development and steering operations in the early stages. The first two years were an invaluable experience, teaching me how to operate under severe resource contraints – both people related and financial. The company got external funding and also acquired its first customers in mid-2008.The software product, called Ganaseva, supports loans, savings accounts and term/recurring deposits. The application has a front-end module which runs on a mobile device and can be used by a field agent of the bank to initiate off-line transactions. The software can do biometric authentication using digital fingerprints stored on a smartcard kept by the customer.By October 2009, atyati was a well-structured organisation of roughly fifty employees – with independent development, testing, support and implementation teams. The software had been successfully implemented in a few hundred villages for a large PSU bank. As of mid-2012, the software was being used in 6,000+ villages and supported operations for 2.5 million rural account holders across several banks. At that point Atyati was acquired by Genpact. Show less

ICreate Software
Feb 2010 - Jan 2011Advisory Role - Product strategy for a Banking BI productIn early 2010, iCreate was a start-up attempting to create a banking Business Intelligence product. I worked for them part-time as an advisor on all product related issues. My role was to perform periodic reviews of the product business with the senior management and to help them take decisions related to product direction, technology choices, domain content choices, dev team composition, dev processes etc. Helped iCreate conceptualise the product, standardise on a platform and prioritise their many ideas. Show less
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Oracle Financial Services Solutions Ltd. (formerly i-flex solutions)
May 2012 - Sept 2012Advisory Role - Review of Oracle Banking PlatformA high level review of Oracle Banking Platform. OBP is Oracle's new core banking product aimed at tier-1 banks. This assignment involved an overall mid-term review of the entire engineering effort. This included not only reviewing the product's technical architecture, banking functionality and development process but also providing insights into the inter-team dynamics of the engineering sub-units and recommending mid-term corrections for product engineering.

Indicus Analytics
Jan 2013 - Mar 2014Advisory Role - Creation of s/w product using Geo-Economic dataIndicus is an economics research firm and India's leading publisher of economic data at various geographic levels (country, state, district, town and neighbourhood).This assignment is to assist Indicus in conceptualising and creating a software offering built around its geo-econmic data repository. It involves consultring for Indicus on activities from conceptualising the product offering to deciding the technology architecture/platforms and putting together a team which can build the product. Show less

BFSI Software Consulting Pvt Ltd.
Nov 2013 - Feb 2014Advisory Role - Architecture for a Rural Banking ProductAdvising the senior management on the creation of a product which will be used for MFI transactions by field agents in South-East Asia.Creating the functional and technical architecture for a product in which field agents will do transactions using an Android app and then synch them to a server running an open source web server.

Profinch
Sept 2015 - Nov 2019Advisory Board MemberAdvising the founders and the senior management on the organisation's product initiatives - from selection of product area and initial conceptualisation to design, development and launch.
Licenses & Certifications
- View certificate

Deep Learning Specialization
CourseraApr 2020 - View certificate

Convolutional Neural Networks
CourseraApr 2020 - View certificate

Machine Learning
CourseraFeb 2020 - View certificate

Improving Deep Neural Networks: Hyperparameter tuning, Regularization and Optimization
CourseraFeb 2020 - View certificate

Introduction to Probability and Data
CourseraAug 2016 - View certificate

Sequence Models
CourseraApr 2020 - View certificate

Neural Networks and Deep Learning
CourseraFeb 2020 - View certificate

Structuring Machine Learning Projects
CourseraMar 2020
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