Talk to sales Try for Free
Yosra Ezzat

Yosra Ezzat

Stock Market Delegate

Followers of Yosra Ezzat3000 followers
location of Yosra Ezzatمصر

Connect with Yosra Ezzat to Send Message

Connect

Connect with Yosra Ezzat to Send Message

Connect

  • Timeline

  • About me

    MBA holder - Credit course in progress Development Finance Credit Analyst

  • Education

    • Cairo University

      2022 - 2024
      Master of Business Administration - MBA Banking, Finance and investments Excellent, GPA: 3.95

      Finance and Investment MBA consists of 14 courses :1- Operation management 2- Principal of marketing 3- Management information system4- Corporate finance 5- Strategic management 6- Managerial accounting 7- Managerial economic 8- Human resources management 9- Research methods 10- Financial assets valuation 11- Financial analysis and debt structuring 12- International finance 13- Advance corporate finance 14- Research proposal with the title… عرض المزيد Finance and Investment MBA consists of 14 courses :1- Operation management 2- Principal of marketing 3- Management information system4- Corporate finance 5- Strategic management 6- Managerial accounting 7- Managerial economic 8- Human resources management 9- Research methods 10- Financial assets valuation 11- Financial analysis and debt structuring 12- International finance 13- Advance corporate finance 14- Research proposal with the title of "The effect of issuing green bonds on the rate of return, a case study applied on the CIB Egypt" عرض أقل

    • Cairo University

      2016 - 2020
      Bachelor's degree Accounting and Finance

      Faculty of commerce English section.

  • Experience

    • COMET

      Feb 2017 - Jul 2017
      Stock Market Delegate

    • Anti Harassment unit

      Aug 2017 - Sept 2020

      • Team Leader

        Aug 2018 - Sept 2020

      • Member

        Aug 2017 - Aug 2018

    • Arab African International Bank

      Aug 2017 - Sept 2017
      Financial Institution Intern

      - Making and review country reports using credit rating by different portals, like standard and poor's, moody's, & fitch to review the financial position of the county.- Taking decisions using these data if we will give these countries facilities or not in coordination with the treasury department and dealing room.

    • COMET

      Oct 2017 - Jun 2018
      Social Responsibility Member

    • SCCI-CU

      Oct 2017 - Apr 2018
      Marketing Delegate

    • Enactus Cairo University

      Jan 2018 - Jul 2018
      HR Member

    • National Bank of Egypt (NBE)

      Jul 2018 - Aug 2018
      Customer Service Intern

      -Help customer for day to day transactions (open account, exchange currency, make deposits or withdrew)- Provide another services like Internet banking and smart wallet.

    • Bank Audi - Egypt

      Sept 2018 - Sept 2018
      Retail Credit Analysis intern

      - Responsible for accept or reject loans requests. (Auto loan team)- Making analysis to calculate the rate of return and take the decisionto accept or reject.

    • Student council of FCES

      Oct 2018 - Oct 2019
      Group Representative

    • The Model of American Congress

      Oct 2018 - Jun 2019
      Finance Delegate

    • COMET

      Mar 2019 - Jun 2019
      Auditing Delegate

    • VIA Club CU

      Apr 2019 - Apr 2019
      Auditing participation

    • Arab African International Bank

      Aug 2019 - Sept 2019
      Internal Control Intern

      -Responsible for revise daily transactions of the branches.included cash transactions, customer service and operation.

    • CZCU

      Oct 2019 - Jul 2020
      HR member

    • Next Quest Egypt

      Mar 2021 - Apr 2021
      Human Resources Coordinator

    • EBenefits Network

      May 2021 - Nov 2021
      EDI Analyst

      - Design, implement, and maintain data interchange systems between companies.- Analyze the needs of the business and design a system to efficiently transfer information between multiple parties (Insurance company & insured company)

    • Agricultural Bank of Egypt

      Nov 2021 - now

      - Deal and coordinate with external organizations to have funds with low cost of finance.- Preparing monthly, quarterly, and annually reports towards the external organizations including all details of the beneficiaries.- Preparing Marketing research regarding its business sub-sector/ sector as a step in identifying targeted clients.- Responsible for preparing Credit proposals abiding to the bank's strategy, credit policy and CBE regulations.- Collection of necessary documents for brief study.- Follow up the implementation of the credit proposals memos until the assets are booked including fulfillment of all requested documents, collateral and conditions precedent.- Coordinate in preparation of Credit Proposal Memos and Ensuring design is in-line with the appropriate requested facility package and ensure all credit risks are addressed in the Credit Proposal Memos.- Address any deviation of approved package or any risks emerged before conducting the regular annual review. عرض أقل - Receiving the original of credit memorandums those approved by the credit committee & check them in terms of error & correct approving authority.- Calculate the rate of interest for every loan then maintaining or cancelling credit limits as per approved credit limits and conditions.- Preparing facility's documents and contracts & confirming with relevant R.M.- Follow up with the clients after receiving the facility and calculate any arrears.- Following up fulfill all pending terms and condition- Issuing monthly report represent for pending cases- Prepare an electronic archive for contracts and documents and update it daily. عرض أقل

      • Development finance credit analyst

        Jun 2023 - now

      • Credit Administrator

        Nov 2021 - Jun 2023

  • Licenses & Certifications

    • Corporate Finance Credit Professional Certificate

      Egyptian Banking Institute
      Nov 2024