Jakub Kruszewski

Jakub kruszewski

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location of Jakub KruszewskiWarsaw, Mazowieckie, Poland
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  • Timeline

  • About me

    Multinational Portfolio Manager w HSBC

  • Education

    • Sghwarsaw

      2011 - 2014
      Master's degree finance and accounting
    • Sghwarsaw

      2007 - 2011
      Bachelor's degree finance and accounting
  • Experience

    • Warsaw school of economics

      Sept 2007 - Jul 2008
      Volunteer
    • Ing bank śląski

      Jul 2011 - Aug 2011
      Intern

      Internship - participant of the "Internship with a Lion" program, Department of Retail Market Management.

    • Ing bank śląski

      Aug 2012 - Oct 2012
      Intern

      Internship in Corporate Branch - support for Relationship Managers and Corporate Banking Analysts

    • Hsbc

      Apr 2013 - now

      - Coverage of ca. 60 credit relationships primarily from multinational segment (topnames) as a credit analyst – proactive management of both new credittransactions/amendments and periodic reviews of existing credit exposures;- Coverage of ca. 10 high risk credit relationships – maintenance of regular dialoguewith both CFOs of the subject names and Global Relationship Managers, providingupdate & summaries on current situation and agreed action plans, activeparticipation in meetings of local & regional credit committees;- Successfully processed a few credit transactions for customers severely impactedby COVID19 aimed at ensuring cash flow & liquidity on status quo collateral basis –done in a timely manner, during lockdown period;- Advisory and mentoring less experienced credit analysts and new team membersin every field of gained expertise; Show less - Same role as in previous analytical positions (coverage of ca. 30 creditrelationships) enhanced by mentoring less experienced analysts, providing qualitytraining advisory around financial analysis, writing credit application & bestpractice sharing to other team members and Relationship Managers.- Coverage of ca. 5 high risk credit relationships – providing updates & summaries onmonthly basis to local & regional credit committees.- Acting as a subject matter expert in the field of HSBC’s internal cross border creditpolicy – changes tracking & implementation into local practice, providing trainingson the policy to local team members etc. Show less - Continued scope of responsibilities as in previous position - predominantlycovering international segment of HSBC Group’s credit relationships; alsoresponsible for stricte domestic relationships and entering into syndicated loan ofsizeable amount with further continued monitoring from credit analysisperspective.- Coverage of more complex relationships including stress test analyses for newcredit transactions;- Proactive management of periodic credit review process of every single creditrelationship towards both customers and internal stakeholders – in terms oftiming, scope of required data, arranging for internal product inputs (factoring,trade, treasury/fx) to finally deliver complete reviews in a timely manner. Show less - Continued scope of responsibilities as in previous role with primary focus oninternational customers of HSBC Group – no limit in terms of generated sales;- Credit transactions’ structuring in cooperation with both local and globalRelationship Managers from other countries;- Maintenance of continuous dialogue with global Relationship Managers on currentperformance of international credit customers & action plans;- Direct internal dialogue with Credit Risk Department;- Workload/pipeline management within Analysts’ team – during line manager’smaternity leave. Show less - Pre-qualifying of prospect companies generating sales of PLN 20-90m by makinginitial assessment of potential deals advised by Relationship Managers as well ascredit transactions’ structuring together with RMs/Product Specialists includingadvising most adequate credit facilities/collateral structure;- Conducting credit analysis and writing credit applications in English – both forprospect companies and for companies from the assigned portfolio of existingcustomers as part of periodical reviews; detection of early warning signs of creditnature to allow pre-emptive reaction to protect the Bank against credit losses;- - Coverage of ca. 25 credit relationships;- Assessing industry, business model and competitive environment of both potentialand existing customers;- Preparing recommendations and action plans implementation in case of potentialdeterioration of credit standing of a customer;- Financial covenants monitoring of the assigned credit portfolio on a quarterlybasis;- Direct contact with the customers on every stage of credit transaction;- Active participation in internal dialogue with Credit Risk Department. Show less

      • Multinational Portfolio Manager

        Nov 2019 - now
      • Credit Analysis Manager

        Apr 2019 - Oct 2019
      • Senior Corporate Banking Analyst

        Apr 2017 - Mar 2019
      • Senior Corporate Banking Analyst

        Mar 2017 - May 2017
      • Corporate Banking Analyst

        Apr 2015 - Mar 2017
      • Junior Corporate Banking Analyst, Commercial Banking

        Apr 2013 - Mar 2015
    • American chamber of commerce in poland (amcham)

      Mar 2017 - Dec 2017
      30 under 30 leadership program graduate

      Mentoring program aimed at connecting 30 chosen professionals under the age of 30 with well-known and experienced top managers. Also designed to establish relationships with peers from different companies and industries being at similar stage of professional career and allow them for the exchange of experiences.

  • Licenses & Certifications

    • Artificial intelligence in finance - may 2019

      Cfte - centre for finance, technology and entrepreneurship
      View certificate certificate
    • Cfa institute certificate in esg investing (december 2021)

      Cfa institute
      View certificate certificate
    • Cfa level 1 passed (december 2016) on first attempt

      Cfa institute
      View certificate certificate
    • Fintech foundation course - january 2020

      Cfte - centre for finance, technology and entrepreneurship
      View certificate certificate