Experience

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  Aricent

  Oct 2012 - May 2013

  Software engineer

  CLIENT : Go-Pro Cameras• Analyzed various online forums and gathered end-customer’s view about the product• Performed automation & performance testing on cameras, Prepared test plans for validations• Supporting development team by giving feedbacks of various issues, Simulation & analysis of code• Technology Used : C, linux, C++, HTML, SQL

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  Steel authority of india limited

  Jun 2013 - Jul 2013

  Management trainee

  • Hired as "Management Trainee" for 2013 batch of SAIL, a Maharatna PSU, after clearing a rigrous entrance process and attended a month long training at Durgapur Steel Plant,West Bengal.

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  Lava international limited

  Apr 2014 - Jun 2014

  Summer intern

  Project title: "Consumer Buying Behavior of Budget smartphones in India"• Competitor mapping of major smartphone players like Micromax, Karbonn, Gionee etc.• Critically analyzed survey results using Factor analysis, Friedman test using SPSS software• Designed the pricing strategy to beat the competition for Xolo smartphones

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  Hdfc bank

  Apr 2015 - Jul 2016

  Manager - retail banking

  Hired as Management Associate and given exposure to various departments of banking like Credit risk, Assets, Corporate Banking, Retail Banking, Treasury, Cards, Digitalisation etc. • Managing, acquiring and enhancing the book size of SME and HNI Clients• Offering financial solutions to clients like Working capital, trade financing, cash management etc. • Continuous interaction with the credit and ops team for sanction of renewals and limit updating. • Assessed Client worthiness basis analysis of financial, management, industry & other risk aspects.• Liaised with Credit administration team for legal search and valuation of collateral securities• Contacting product teams (Treasury, Trade, Accounts etc.) to ensure client service, facility utilization• Cross selling diverse product basket (CASA, Credit Cards, Investment Advisory, Insurance, Loans etc.)• Ensuring to become “the Primary Bank” of client by doing competitive benchmarking of products• Conducted periodic inspections/visits of client offices and factories to check the operational status• Responsible for the audit (both external and internal) and compliance of credit portfolio• Increased the AUM of portfolio from Rs.40 crores to Rs.100 crores i.e. 150 % increment• Profitability of the portfolio increased from Rs. 2 lakh to Rs. 6 lakh/month i.e. 200% increment Show less

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  Indusind bank

  Nov 2017 - Sept 2019

  Chief manager - business banking

  Worked on end to end transaction execution comprising term sheet preparation, due-diligence on credit analysis, risk assessment, In-principal approval, client engagement on pricing and security terms, credit facility documentation to disbursement, monitoring of financial & post disbursement covenants. • Developed and managed asset portfolio of INR 600 million comprising of Fund based, Non Fund based and Treasury limits for close to 25 clients; • Acquisition of NTB Business banking clients with ticket size of 2 to 50 crores • Maximizing revenues & asset book by actively identifying opportunities to increase Bank’s wallet share in the client’s portfolio • Conducting credit appraisal of companies including assessing their financial needs, credit worthiness basis analysis of management & industry landscape etc. • Strong skills in balance sheet analysis, financial ratios, security documentation as well as credit note writing• Continuous interaction with the credit and operations team for sanction of renewals and limit updating for best possible service to customer Show less

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  Icici bank

  Sept 2019 - now

  Building and maintaining long term relationships with corporate clients (revenue greater than INR 5 Bn) by reaching out to them on periodic basis for their short-term and long term requirements• Understanding Industries and preparing Credit Monitoring Arrangement for lending• Conducting in depth financial analysis and projections for ensuring compliance with key regulatory and bank level requirements• Strong skills in balance sheet analysis, financial ratios, security documentation as well as credit note writing Show less

  • Senior Relationship Manager - Corporate Banking

    Apr 2021 - now

  • Assistant Relationship Manager - Corporate Banking

    Sept 2019 - Apr 2021