Christophe AYNAUD

Experience

• 

  Marine Nationale

  Sept 1993 - Dec 1994

  Lieutenant

  Deputy Chief of the Energie Propulsion DepartmentOnboarded on BSS RANCE

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  Alcatel TITN Answare

  Feb 1995 - Sept 1998

  Banking Consultant

  Several projects at Société Générale Headquarters at Capital Markets department:- Management of cash loans/borrowing for the back-office- Project for SWIFT settlements- Project for Securities management.

• 

  Indosuez Wealth Management

  Oct 1998 - Jul 2007

  ■ OPERATIONAL RISK MANAGEMENT AND INTERNAL CONTROL SYSTEM■ Carrying out Risk mapping for all activities of an international private bank - Manage AML and Fraud Transaction Monitoring System■ MISSIONS- Description of all processes and sub-process for all activities of the bank- Identification of the Operational Risks for each process- Quotation of all Risks- Identification of the major Operational Risks- Assessment of the inherent risk and residual risk- Proposition of measures and controls to mitigate inherent risk- Setting-up measures against major Operational Risks- Creation of Key Risk Indicators to monitor Operational Risks- Implementation of internal controls- Monitoring of the internal controls at all levels of the organisation- Writing of policies and procedures to manage operational risks- Setting up the AML transaction monitoring application- Setting up the Fraud transaction monitoring application- Training on the AML banking application to subsidiaries■ KEYWORDSOperational Risks - Internal Control - Key Risk Indicator - Risk Mapping - Policies and Procedures - AML Transaction Monitoring - Fraud Transaction Monitoring Show less ■ PROJECT MANAGER FOR PRIVATE BANKING SERVICES■ Carrying out Strategic Banking Projects for an International Private Bank■ MISSIONS- Implementation of US Tax- Creation of the first e-banking application for the bank- Creation of a Datawarehouse application for Marketing and Investment Department- Re-engineering loans processes and fiduciary loans- Creation of a real-time portfolio valuation- Creation of a new System of Transaction Monitoring against Money Laundering- Creation of a new System of Transaction Monitoring against Fraud- Preparation of functional studies for each Banking Project■ KEYWORDSProject Management - AML Transaction Monitoring - Fraud Transaction Monitoring - e-Banking Application - Real-Time Port - Re-engineering Loans Processes - Banking Datawarehouse - Swift Transfer Filtering Show less

  • Operational Risk Manager - Internal Controller

    Nov 2003 - Jul 2007

  • Banking Project Manager

    Oct 1998 - Nov 2003
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  Banque Internationale à Luxembourg (Suisse) SA

  Aug 2007 - Jan 2013

  VP Audit Manager

  ■ AUDIT MANAGER IN PRIVATE BANKING■ Carrying out Internal Audit Missions at headquarters and subsidiaries of a International Banking Group■ MISSIONS- Creation of assignment letter- Definition of working program of the mission- Creation on a risk matrix for all the processes and sub-processes- Carrying out Internal Audit missions with a risk based methodology- Interviews of Auditees- Testing by Cross-referencing of data - Redaction of Audit Report- Presentation of Audit Report and recommendations to the Audit Committee- Follow-up the implementation of the recommendations- Identification of all the Key Controls of the bank- Creation of a database for the Key Controls- Creation of an annual Audit Plan for the Audit Committee- Relation with External Auditors- Audit of Front-office and private banking desks- Audit of opening account and KYC processes- Audit of AML Framework- Audit of Advisory and Discretionary Asset Management department- Audit of Key Control functions- Audit of Cross-Border activities- Audit of Taxation issues- Fraud investigations■ KEYWORDSInternal Audit - Private Banking - Key Controls - Audit Report - Follow-up Audit Recommendations - Audit Committee - Risk-Based Methodology - Fraud investigation Show less

• 

  Warwyck Private Bank Ltd

  May 2014 - Dec 2017

  ■ RESPONSIBLE FOR OPERATIONAL RISK MANAGEMENT, INFORMATION SECURITY MANAGEMENT AND CREDIT RISK MANAGEMENT■ Responsible to put in place a framework to manage Risks and improve information Risks Management.■ MISSIONS- Member of the Security Committee- Member of the Risk Management Committee of the Board- Project manager of the ISO 27001 Certification- Project manager to put in place a Document Management System- Launch and supervise the IFRS 9 account standard implementation- Create policies for Operational Risk Management- Create policies for Credit Risk Management- Create policies for Fraud Risk Management- Launch a project with Compliance for periodic review of policies and procedures- In charge of the MLRO function for processing suspicious transaction reports.■ KEYWORDSOperational Risk Management - Information Security Management - Fraud Risk Management - ISO 27001 Certification - Security Committee - Risk Management Committee - Review of policies and procedures - MLRO Money Laundering Reporting Officer - Incident Management Show less ■ RESPONSIBLE FOR STRATEGIC PROJECTS TO SET-UP A NEW PRIVATE BANK■ Responsible to put in place a core-banking system and the main banking processes■ MISSIONS- Setting-up of the core-banking system- Setting-up eBanking application- Create the Opening account process- Create the Private banking reports, advices and customer statements- Set-up the Swift transfer process- Set-up the Loans and deposits process- Set-up the Funds management transaction- Management of private banking projects- Analysis and definition of business requirements- Optimization of organization for the Front-to-Back processes- Implementation of business solutions and change management■ KEYWORDSBanking Project Management - Private Banking Processes - Core-Banking Project Project - Swift Transfer Management - Opening Account process - Banking Transactions - Front-to-Back processes implementation - Change Management - Regulatory Compliance Show less

  • Chief Risk Officer (CRO)

    Sept 2015 - Dec 2017

  • Money Laundering Reporting Officer (MLRO)

    Jan 2016 - Aug 2017

  • Head of Strategic Projects

    May 2014 - Dec 2016
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  Warwyck Phoenix PCC

  Oct 2014 - Jan 2017

  Director of the Board

  ■ ADMINISTRATION OF FUNDS AS COLLECTIVE INVESTMENT SCHEME■ Responsible to put in place a team to administrate new investment funds.■ MISSIONS- Obtain approval from the regulator to create 5 funds- Recruit a new team for accounting and administration- Creation of investment objective for each fund- Creation of Fact Sheet for each fund- Relation with customer- Creation of processes for onboarding investors- Put in place calculation of Net Asset Value■ KEYWORDSInvestment Funds Administration - Investment Objective - Approval of Regulator - Net Asset Value - Recruitment of new Team - Onboarding of Funds Investors Show less

• 

  MCB Group

  Mar 2018 - Aug 2020

  ■ MANAGEMENT OF NEW DEPARTMENT OF RISK MANAGEMENT / INTERNAL CONTROL AND COMPLIANCE■ Responsible to create a new framework of Internal Control to manage Operational Risk, Information Risk and Compliance Risk.■ MISSIONS- Create and manage a new department of Permanent Control- Manage a service of Operational Risk- Manage a service of Information Risk- Manage a service of Compliance- Recruit and create a team of Internal Controllers for the 1st line of defence- Report directly to the Board's Audit Committee and to the Executive Committee- Implementation of a Risk mapping of the operational risks- Presentation and interaction with the Financial Regulators- Review policies and procedures for Compliance- Review policies and procedures for Business Continuity Plan- Improve the process of incident management- Review the relationship opening process to mitigate the AML/CFT risks- Create new onboarding committees to mitigate the AML/CFT risks- Put in place a new Client Risk Rating and Screening system to mitigate the AML/CFT risks- Put in place a payment filtering system to mitigate the AML/CFT risks- Optimization of the Suspicious Transactions Monitoring system- In charge of the MLRO function for processing suspicious transaction reports.- Launch of an GDPR Data Protection Audit for the banking group- Implementation of a Data Loss Prevention (DLP) system for the bank.- Launch of ransomware attack simulation sessions and ethical hacking campaign.■ KEYWORDSCompliance AML/CFT - Onboarding Committee - Client Due Diligence - Enhanced Due Diligence - Client Risk Assessment - Client Screening - Business Risk Assessment - Data Protection GDPR - Policies and Procedures - Risk Mapping - Information Risk - Operational Risk - Internal Control - Lines of Defence - Incident Management - Permanent Control - Disaster Recovery Plan - Business Continuity Plan Show less

  • Head of Permanent Control and Compliance

    Mar 2018 - Aug 2020

  • Money Laundering Reporting Officer (MLRO)

    Mar 2018 - Aug 2020
• 

  Idesia Consulting

  Aug 2020 - Aug 2021

  Founder

  ■ RISK MANAGEMENT / INTERNAL AUDIT AND COMPLIANCE CONSULTING■ Responsible for supporting and advising clients (Europe, Indian Ocean region and Africa) in the financial sector on Risk Management and Compliance.■ MISSIONS- Internal Audit- Creation and review policies and procedures- Assist for submitting to the regulator a Management Company License- Analyze and make recommendations related to License application■ KEYWORDSIndependent Audit - Financial Regulatory Authority - Policies and Procedures - Internal Audit - Management Company - License Show less

• 

  LEGIS COMPLIANCE SERVICES LTD

  Sept 2021 - now

  Senior Risk and Compliance Consultant

  ■ CONSULTING IN RISK MANAGEMENT AND COMPLIANCE■ Responsible for supporting and advising clients (Europe, Indian Ocean region and Africa) in the financial sector on Risk Management and Compliance.■ MISSIONS- Create and support AML/CFT policies and procedures- Create of Business Risk Assessment (AML/CFT)- Create of AML/CFT Risk mapping- Implement AML/CFT Independent Audit- Perform Client Due Diligence and Enhanced Due Diligence- Create Client Risk Assessment (CRA) with scoring based on weighted criteria- Training about AML/CFT laws and regulations- Proposal for outsourcing of Compliance/MLRO function- Perform Internal Audit with a risk based methodology- Create Risk mapping for the Operational Risks- Create Data Protection Manual of procedures- Implement Data Protection processes in compliance with GDPR- Proposal for outsourcing of Data Protection Officer function■ KEYWORDSAML/CFT - Independent Audit - Client Due Diligence - Enhance Due Diligence . Client Risk Assessment - Business Risk Assessment - Data Protection GDPR - Policies and Procedures - Risk Mapping - Internal Audit Show less