Priyanka Garg

Intern

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Mumbai, Maharashtra, India

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Timeline
About me
Senior Credit Analyst | Kotak Mahindra Bank | Ex- ICICI Bank.
Education
- Global Association of Risk Professionals (GARP)
  2018 - 2019
  Financial Risk Manager Risk management
  Level 2 candidate
- Manipal Academy of Higher Education
  2016 - 2017
  PGDB in Banking Banking and Financial Support Services
  Activities and Societies: Represented College in inter- College quiz competition related to Share investment and trading and secured First position in same.
- Banasthali Vidyapith
  2013 - 2016
  Bachelor of Commerce (B.Com.) Accounting and Finance
  Activities and Societies: Organized academic sessions as Team leader of apprx 25 students including both 2nd year and 1st year students in second year of B.com Further participated in various financial and non financial quizzes organised by College and other institutions. Also, started initiative of parting primary education and skills training to construction sites' children and spouses in third year under name SHAPe.
Experience
- Sanjay & co- CA Sanjay Rastogi
  May 2015 - Jun 2015
  Intern
  Completed my internship and had worked on project named Bank Finances For Various Entities & Implication of Monetary Policies & Taxes on them.
- ICICI Bank
  Mar 2017 - Apr 2017
  Intern
  Worked as Trainee in ICICI bank- Retail Branch located in IIT Powai, Mumbai. Completed product training offered by the bank
- ICICI Bank
  Jul 2017 - Jan 2021
  Branch Credit Manager- Mortgage
  Facilitated the entire lending process for HL, LAP and OD up to ticket size of 5 Crores.Analyzed financial documents to compute in-depth eligibility of prospective borrower as perdefined policy.Conducted personal discussion with customers and business visits up to 3 Cr.Mitigated credit risk by meticulous underwriting and disbursement or denial of loans.Dealt and maintained key factor indicators like TAT and audit queries.Co-ordinated with sales, legal, technical and FI agencies for processing the files anddocket.Assisted in delinquency management of 90+ DPDwith coordination of collection team.Safeguarded bank's mortgage portfolio by regular tracking of EMI bounced cases and analyzed such cases future actionable Show less
- Kotak Mahindra Bank
  Feb 2021 - now
  High value cases underwriter starting from Rs 5 crores to Rs 30 Crores for LAP and OD transactions.Conducting personal discussion with customer and business visits for cases upto Rs 7cr
  - Senior Credit Manager
    May 2023 - now
  - Credit Manager
    Feb 2021 - now
Licenses & Certifications
- Mutual Fund Distributors Certification
  National Institute of Securities Markets (NISM)
  May 2017
- Financial Risk Manager Level 1
  Global Association of Risk Professionals (GARP)
  Nov 2018
- Depository Operations Certification Examination
  National Institute of Securities Markets (NISM)
  Jan 2017
- MCX Certified Commodity Professional (MCCP)
  Multi Commodity Exchange of India Ltd.
  Feb 2016
- National Service Scheme
  Ministry Of Culture Youth Affairs & Sports
  Jan 2015