Tracy A.

Experience

• 

  Weststar Mortgage Corporation

  Jan 2001 - Sept 2014

  Mortgage Loan Officer
• 

  Precision Mortgage Company

  Jan 2006 - May 2009

  Loan Officer

  Provided support and strong communication skills to customers, processors and managment from loan pre-qual to loan closing. Completed loan applications in loan product system, including intital Mortgage policy and government regualtions. Pre qualify potentional borrowers according to policies and procedures and applicable law. Make inquiries of verified and documenteded inforamtion with respect to applicant's incomem asstes, investments, debt, credit history, prior bankrupties, judegments, and liensm as well as characterisitcs of the property. Advise potentional bororwers of risks/benefits of loan alternantives, including options and variables. Obtian present loan options for each typr of loan transaction the potentional borrower has expressed interest (e.g., a fixed rate laon, adjustabke rate loan, etc.)Maintain high level knowledge of changes in market conditions, loan products and variations, and compliance. Consistently hit ongoing deadlines regarding loan originations. Meet rules, obligations, timelines, and deadlines to comply with company policy, investor guidelinesm lending programs, and state/federal laws and regulations. Show less

• 

  Wells Fargo Home Mortgage

  May 2009 - Jul 2010

  Home Mortgage Consultant
• 

  The Home Lending Group, LLC

  Sept 2014 - Aug 2015

  Mortgage Loan Originator
• 

  Homestar Financial Corporation

  Sept 2015 - now

  Branch Manager
• 

  The Home Lending Group, LLC

  May 2017 - now

  Senior Mortgage Loan Officer