Experience

• 

  State bank of india

  Apr 2012 - Feb 2023

  • Analysis of financial statements.• Preparing credit proposals and recommending justified credit limits to the corporates.• Carrying out credit risk assessment to ascertain the financial, business and management risk.• Carrying out due diligence of corporates, promoters and guarantors.• Timely completion of renewal of credit limits.• Maintaining corporate client relationship.• Financial Restructuring of stressed assets and undertaking necessary steps for its implementation.• Monitoring portfolio of assets and exercising close surveillance to ensure its healthy status.• Ensure compliance of Bank’s Loan Policy guidelines and the prudential exposure norms. • Compliance of KYC and AML guidelines.• Timely obtention and verification of legal search reports and valuation reports of securities mortgaged with the Bank.• Conducting documentation exercise with the client after sanction of credit proposals.• Liaison with external parties, including Lawyers, auditors and other banks for monitoring of the account and banking related issues.• Actively participate and contribute in various bank and branch initiatives to help improve efficiency and productivity, including timely submission of various reports to the appropriate authority.• Implementation, maintenance and monitoring of credit facilities in Core Banking System. Show less

  • Deputy Manager

    Sept 2016 - Feb 2023

  • Assistant Manager

    Apr 2012 - Aug 2016
• 

  Yes bank

  Jan 2023 - now

  Vice president - corporate credit risk