Emmanuel Kwesi Oyenugah Msc ,CA,DipFm

Experience

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  Central Region Development Commission (cedecom)

  Sept 2002 - Mar 2009

  Project Officer (Microfinance)

  Manages and supervises the day-to-day operations of the branch. Prepares periodic returns of the branch. Supervises the balancing of ledgers and manages branch liquidity. Supervises and manages staff performance, teamwork and motivation. Markets the branch and mobilizes deposit. Appraises potential and existing clients for loans. Loan monitoring and recovery. Review and updates credit risk control measures. Provides training for groups and identifies capacity building needs of groups Show less

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  Ezi savings & loans ltd

  Apr 2009 - Feb 2013

  Asistant Manager Microfinance

   Report to the Head of Microfinance Responsible for all Microfinance activities(Micro Savings, Micro Loans, Group Savings, Group Loans, Monitoring &Recovery of Micro Loans and Group Loans) Organising Business development training for Susu customers and Groups Supervise the activities of Microfinance Supervisors Ensure that Micro deposit Mobilization targets for all branches are achieved. Ensure that all Micro loans granted are recovered through the Mobile Bankers and the Microfinance Supervisors. Updating the Head of credit of the activities and status of the microfinance Dept and problems encountered in implementing the microfinance products. Ensure that Mobile Bankers are recruited, trained and equipped with the necessary logistics. Ensure Periodic training for Microfinance Supervisors and Mobile Bankers Prepare Monthly progress report onMicro deposits and loans Prepare Monthly progress report on Group savings deposit and Loans Prepare annual budget for the Micro product. Monitor the performance of Mobile Bankers for appropriate recommendations Show less

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  FirsTrust Savings and Loans Ltd.

  Jul 2014 - Aug 2016

  Microfinance Manager

  JOB OBJECTIVE:The Microfinance manager is responsible for all Microfinance activities (Micro Savings, Micro Loans, and Monitoring & Recovery of Micro Loans). He supervises the activities of Microfinance Supervisors at the branches ensuring delivery of excellent services to the micro sector clients. JOB SCHEDULE Organizing Business development training for clients Ensure that micro deposit Mobilization targets for branches are achieved. Ensure that Micro loans granted are recovered through the Mobile Bankers and the Microfinance Supervisors.  Updating management of the activities and status of the microfinance department and problems encountered in implementing the microfinance products. Liaise with the Human resource dept. for the recruitment, orientation and capacity building of mobile bankers. Ensure that Mobile Bankers are equipped with the necessary logistics. Ensure Periodic training for Microfinance Supervisors and Mobile Bankers. Prepare Monthly progress report on Micro deposits and loans Prepare annual budget for the product and periodic review of budgets. Monitor the performance of Mobile Bankers and Microfinance Supervisors for appropriate recommendations and sanctions. Review monthly monitoring field reports for appropriate recommendations. Receive micro loans applications, screen, and review and make recommendations for approval. Undertake periodic visits to branches for monitoring and training purposes. Prepare monthly commission of mobile bankers. Any other duties that may be assigned by the managing director. Show less

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  Ideal Pension Trust

  Sept 2016 - Feb 2019

  Manager, Internal Control & Compliance

  The Internal Control & Compliance Manager will report to the Managing Director and will be responsible for overseeing and managing internal control and compliance issues within the organization, ensuring adherence with the legal regulations prevailing in the industry and the organization's own internal control policies and procedures.JOB SCHEDULE Create procedures within the organization which help it to adhere to ethical and regulatory compliance within the pensions industry. Assisting the various Departments in the organization to facilitate compliance with regulations and ensuring that all transactions are adequately reviewed from a compliance perspective congenial for the company. Identify potential areas of compliance vulnerability and risk; develop/implement corrective action plans for resolution. Evaluating whether the company is in compliance with applicable laws and regulations, guidelines and directives issued by regulatory authority. Evaluating compliance with internal control policies and procedures set by the board of Directors and management. Regular review of internal control procedures to ensure implementation and monitor compliance. To provide relevant and timely reporting to management on compliance risks, significant regulatory reviews and updates on internal control in the organization. Any other duties as may be determined by the managing director. Show less

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  Ideal Pension Trust

  May 2019 - Mar 2022

  Finance and Compliance Manager

  Responsibilities of the finance and compliance manager include managing accounting records, evaluating and managing risk, ensuring compliance with regulations, overseeing accounting operations, analyzing financial data, monitoring expenditure, forecasting revenue, and ensuring accuracy of financial information.JOB SCHEDULE Preparing financial reports Overseeing and preparing income statements Prepare monthly payroll Managing financial transactions Developing plans for financial growth Evaluating and managing risk Coordinating audit processes Show less

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  Self.

  Jun 2022 - now

  Business Consulting

  • Prepare Accounts for informal sector clients i.e. Traders, Artisans etc.• Teach Clients how to keep business records and track purchases, daily sales, expenses and ensure banking of sales.• Put together necessary documents for clients in the informal sector to access loans from their Banks.• Advice clients in the informal Sector on the performance of their Business.

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  Palm University College

  Jan 2025 - now

  Faculty Lecturer

  • Financial Accounting• Cost and Management Accounting• Business Finance and Corporate Strategy• Principles of Management• Business Law