
Timeline
About me
Criteria Analyst at PACRA | MS FMG from LUMS
Education

Muscat international school
2010 - 2014IgcsesActivities and Societies: Basketball team, Science Quiz Competition, Public Speaking Competition Muscat International School offered an unforgettable experience. During my 4 years at MIS, I was exposed to students and teachers from over 70 different countries! I got to be a part of a school that created an atmosphere of home with people from different cultures, with different appearances and different stories.My IGCSE subjects were:Mathematics, Physics, Chemistry, Biology, Business Studies, ICT & English

Lahore school of economics
2016 - 2020Bachelor of business administration - bba finance with a minor in mathematics & data analyticsActivities and Societies: Point guard for Lahore School Basketball Team (2017-2020); Musician (guitar, ukulele, singer) for the Lahore School Music Society; Lahore School Inter-house Cricket League (2016-2018) BBA (Hons.) Degree.CGPA: 3.47/4.0Received exposure to a multitude of business and non-business disciplines; namely:Accounting, Communications, Computing & Information Systems, Data Analytics, Economics, Environmental Studies, Finance, Law, Management, Marketing, Mathematics, Social Sciences, Statistics, Supply Chain, and Research

Lahore university of management sciences
2021 - 2023Master of science - ms financial management 3.67/4.0Top student of the MS Financial Management batch.Courses:Business Economics, Financial Statement Analysis & Value Creation, Marketing Management, Organizations & Leadership, Corporate Finance & Valuation, Derivatives & Fixed Income, Entrepreneurial Finance & Venture Capital, Investments & Portfolio Management, and Applied Data Analytics.

Lahore grammar school
2014 - 2016A levels pre-engineeringChemistry, Mathematics & Physics

Macquarie university
2019 - 2019Summer study tourWas selected as one of seven undergraduate students to represent Lahore School of Economics at Macquarie University, Sydney for a month long International Study Tour.This cultural exchange program offered an excellent opportunity to network with people from a variety of countries and get a taste of higher education from a leading study location.
Experience

Packages group
Jun 2019 - Jul 2019Intern4 weeks in the Accounts department of Packages Limited - employed under Funds & Payroll section.

Lahore school of economics
Aug 2019 - Dec 2019Teaching assistantOne full semester as a Teaching Assistant of the course 'Time Series Analysis & Forecasting'.The course was aimed at 3rd or 4th year economics and/or statistics students and explores the extraction of meaningful statistics from raw, time-based datasets.My role involved: - Assisting the instructor, Ms. Ayesha Syed, in developing lesson plans.- Creating, making solutions to, and grading class quizzes, examinations and assignments.- Maintaining scores and performance records of students throughout the semester.- Dealing with any student queries and concerns regarding coursework and course content.- Liaising with students and course instructor to maintain open communication. Show less

Cheetay
Aug 2020 - Nov 2020Pricing executivePart of the C-Mart (e-grocery) team. Our primary goal was to increase Cheetay's market share in the physical and e-grocery world and eventually establish the startup as a household name.I was mainly responsible for strategic pricing of all grocery goods on offer. Tasks done:- Surveyed market to formulate price comparison reports of 3000+ individual SKUs present in several competitor catalogues.- Helped Cheetay achieve price leadership among it's e-grocery competitors.- Formed strategic frameworks to undergo repricing of all listed products.- Maintained close collaboration with the procurement department in order to feasibly offer the best prices.- Collaborated with sales and marketing departments to develop promotion bundles and deals. Show less

Hitachi abb power grids
Mar 2021 - May 2021Project trainee - finance department8 weeks in Hitachi-ABB Pakistan's finance department. I got the opportunity to witness a large firm with international operations 'setting up' and going through various challenges after a divestiture/merger.Worked closely with the Local Sales Controller (who headed financial operations) to conduct day-to-day accounting activities, including:- Bookkeeping- Drafting service agreements- Preparing tax reports for filing with federal and provincial revenue boards.- Completing a foreign investment survey for central bank (State Bank of Pakistan) records.- Coordinating with local internationally based employees to update company data- Formulated a report explaining the existence of and the laws governing provident funds in Pakistan to accommodate its inclusion and implementation into the company's new ERP system Show less

Abb
Jun 2021 - Jul 2021Finance intern6 weeks in ABB's finance department. Conducted credit rating analysis on local customers based on ABB’s internal protocols.Facilitated local and international payments on SAP.

Tasdeeq
Sept 2022 - Mar 2023Technical operations intern (for ms field thesis)Employed in the Technical Operations team of Pakistan's very first State Bank licensed credit bureau.Work accomplished:Prepared a research report exploring the viability of using of telecommunications data for credit scoring in Pakistan by analyzing case studies of various developing and non-developing nations.Helped products team conduct mobile application Q&A testing.Worked closely with Tasdeeq's sales team to draft a report for pitching the company's very own credit score in the credit assessment process of Pakistani commercial banks.Devised frameworks for API implementation.I am also doing the field thesis of my master's degree with Tasdeeq. The main aim of my research is to explore the impact of different macroeconomic events on the credit market of Pakistan. Show less
![The Pakistan Credit Rating Agency Limited [PACRA]](https://img.deepenrich.com/v1/company/e26ad3a709c25fad122911adf02547d1/The%20Pakistan%20Credit%20Rating%20Agency%20Limited%20%5BPACRA%5D.webp)
The pakistan credit rating agency limited [pacra]
Apr 2023 - nowCriteria analyst
Licenses & Certifications

Ielts (8.0/9.0)
British councilMar 2020
Languages
- enEnglish
- urUrdu
- puPunjabi
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