
Nicholas Donoho
Personal Banker CSSR

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About me
Founder | President at Seraphim Realty Group
Education

Ventura College
2010 - 2012Associate of Science (AS) Science and Mathematics
Embry-Riddle Aeronautical University
1999 - 2004Aeronautical Science Professional AeronauticsActivities and Societies: Sigma Pi Fraternity International, Intramural Sports, Private Pilot
Experience

Wells Fargo Bank
Jul 2002 - Mar 2004Personal Banker CSSRProcess customer transactionsIdentify and make sales and referralsProcess bonds, foreign currency, and night dropProcess merchant transactionsAccount maintenanceOpen and close accountsSupervise the teller lineCash counts, Vault countsOpening and closing procedures

SCI Service Corporation International
Mar 2004 - Oct 2005Director of Family ServicesProduce clientele based on at-need family follow upIdentify and close sales and referralsPrepare and scan pre-arrangement contracts and Away From Home plansMeet monthly quotasFile maintenance

Countrywide Home Loans
Oct 2005 - Oct 2007Sr. Loan Officer / Account ManagerIdentify and close sales and referralsUse Mayor Campaign to Produce "Self Source" businessPrepare Good Faith EstimatePrepare and submit full submissions for approvalFulfill all underwriting conditions after approval for "CTC" (Clear To Close)Dry Close Borrower for ClosingTotal loans funded during employment: 57 loans / Total Volume 9,891,301.00

Quality Home Loans
Oct 2006 - Mar 2007Sr. Loan OfficerCold Calling and Self marketingPrepare full application and Good Faith EstimatePrepare and submit full submissions for approvalSend Submissions to multiple lendersFulfill all prior to Doc/Funding conditionsDry Close Borrower for Closing

CNR Financial
Mar 2007 - Mar 2009Founder and CEOCreate Business PlanCreate annual, semi annual, and monthly business goalsCreate relationships with Brokers, lenders, title reps, Appraisers, and SignersAccounting ResponsibilitiesLoan Officer ResponsibilitiesProcessor and operations responsibilitiesMaintained a productive and positive work environment

IMS Integrated Marketing Solutions
Jan 2008 - Aug 2008Sr. Loan OfficerCreate relationships with Real Estate Brokers, Lenders, Title Reps, Appraisers, and SignersPromote the sale of Real Estate through Home AuctionsNegotiation of Current note modificationsContinuous Client Follow up

Athas Capital Group
Aug 2008 - Mar 2017Chief Retention Officer / Sr. National Account ExecutiveCreating relationships with Influential and Cutting Edge individuals in the Financial and Real Estate industries to provide new and innovative Residential and Commercial Sub Prime and Equity Based Mortgage solutions to well qualified borrowers across the country. Obtain Commercial and Residential mortgage loan information from Broker / Borrower / Borrowing entityReview, analyze, and qualify Borrowers / Borrowing entities, personal / corporate, financial informationPackage and pre-sell submission and obtain commitment from Borrowers / Borrowing entityHarvest broker and banker contact information to build and maintain my book of businessContinuous Client Follow up. Developing brand strategy, responsible for overseeing and completing marketing campaigns, establishing sales plans to forecast and achieve specific sales goals. Prospecting and cultivating new business through referral sources such as Real Estate Agents/Brokers, Mortgage Brokers, CPA's etc.Responsible for retaining existing client relationships for Athas Capital Group by restructuring new loan terms or extending existing loan terms in order to ensure positive return of 10% or higher to capital investors. Show less

CityLights Financial Express, Inc.
Jun 2009 - Sept 2009Assistant VP of Sales and FinanceOversee residential Mortgage Financing, Establish and maintain Client and Business relationships, and Continue to provide excellent customer service and leadership to residential and commercial clients, and my staff.

PSAV
Jan 2012 - Jul 2013Director of Event TechnologyOversee multiple hotel brands, including Hilton, Hyatt and boutique chains in the Ventura County/Santa Barbara regions. Responsible for sales, and operations. Manage staff of 8. Increased combined gross sales from $700K to $1.2M, increased Adjusted Gross Profits 400%, and increased EBITDA 5000% in 2012 from prior year

Velocity Mortgage Capital
Apr 2017 - Oct 2018Sr. National Account Executive
Seraphim Realty Group
Jan 2019 - nowFounder | President
Licenses & Certifications

NMLS
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