Daniela Asproiu

Experience

• 

  Konica Minolta Romania

  Jan 1997 - Jan 2003

  Logistic and administration officer

  Responsible for coordinating the administrative activity (sales and services) of some branches of the company (Bucharest, Iasi, Bacau, Suceava) including:* Handling the documents flow of the branches* Keeping records for sales, leasing and service contracts;* Collection statements generated for management purposes;* Quartery stocks’ inventory performed for each branch;* Quarterly review and check of sales and service commisions’ requests.

• 

  ABN AMRO

  Apr 2003 - May 2010

  Portfolio officer

  Responsibilities:* Draft credit documentation as per standard credit documentation forms and monitor the signed credit documentation, check the accuracy of documentation and to be dully signed;* Register the signed credit documentation in the bank’s systems;* Ensure that credit files with regard to documentation, containing all documents (including copies of the original files) pertaining to a credit relationship are to be set-up correctly and timely, up-dated and periodically reviewed in accordance with the internal procedures and audit requirements;* Input/amend/cancel the credit limits in the bank’s systems, as per the concluded credit documentation and/or Risk’s recommendation. Show less

• 

  RBS BANK ROMANIA SA

  May 2010 - Dec 2014

  Responsibilities:* Prepare and check the credit documentation.* Provide advice on (proposed) documents related to credit structures and negotiate documentation in case deviations from standard forms are requested by the clients; ;* Ensure that credit decisions and commercial requirements with regard to the documentation are dealt with properly and timely; ;* Provide professional input to documentation checking and approval; ;* Approve the implementation of credit facilities, including proposals/reason to/not to waive conditions precedent not met.* Approve the issuing of undertakings (letters of guarantee, letters of credit) with cash collateral and technical extension of the credit facilities until the documentation for extension is signed; ;* Participate to developing and implementing a monitoring tool with regard to documentation (drafting, tracking, execution and implementation), including documentation waivers and technical extension.* Provide input on syndicated documentation and perform all related activities to these types of facilities.* Provide professional and timely advice to all stakeholders in the credit chain with regard to both specific, individual transactions and general behavior in order to increase quality level of knowledge and efficiency.This position within the risk department determined me to increase my organizational capacity, to have a structured thinking, to evaluate any activity / process better and from an overall perspective, to make decisions based on calculated risks.Thus, I had an important contribution, together with the legal department, to the drafting of credit agreements on the new civil code and to the development and implementation of a monitoring system on credit documentation (drafting, tracking, signing, execution, implementation). Show less Responsible for the entire activity of drafting credit documentation for large clients, reporting, avoiding delays, meeting deadlines, resolving any problems in the lending process, respectively:* Verify facility (loan and financial services) agreements/amendments, collateral agreements prepared by documentation drafting team as per standard credit documentation forms and according to specific approved terms and conditions for the relevant transaction; * Verify drawing request under terms loans according to credit documentation in place; if waivers are necessary, verify approval as per Risk Charter; * Manage all loan-related processes with regard to the conditional payment orders, including bank-to-bank discussions and liaison with the other departments; * Perform all loan related activities with regard to the syndicated facilities/facilities booked at group level, in Amsterdam; * Train and assist colleagues from the documentation drafting team to execute correctly the tasks and to become proficient; * Perform evaluation (mid and year-end sessions) of the colleagues from the documentation drafting team.As a team coordinator I worked more with people than in previous positions, I learned to listen to each of them, to see and understand what their needs are, to value each one where they perform best, to encourage them and take responsibility for both me and the team. Show less

  • Corporate Credit Documentation@Advisory Officer within Corporate Credit Risk Department

    May 2011 - Dec 2014

  • Team Leader Documentation Drafting within Corporate Lending Operations

    May 2010 - May 2011
• 

  Unicredit Bank SA

  Dec 2014 - now

  Credit Support Specialist

  Responsibilities:*Draft the credit documentation for corporate clients according to specific approved terms and conditions;*Monitor the signed credit documentation, check the accuracy of documentation and to be dully signed;*Responsible for the implementation of the credit contracts, for the drawings made under the credit facilities ( issuing of letters of guarantees, letters of credit, cards, drawings under term loans and leasing contracts).*Check the contractual covenants according to the the frequency mentioned in the credit documentation.*Monitors all credit-related correspondence during the lifetime of the credit facility.*Support for the sales department in any issue related to credit documentation. Show less