Tawrat Jahan

Experience

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  BRAC Bank Limited

  Aug 2017 - Dec 2019

  Officer

  Key Responsibilities :• Client and market survey to find potential customer in order to achieve individual sales targets• Manage relationship with new and potential clients to bring and expand new business• Analysis of financial status (Profit and loss A/C, Balance sheet, cash flow and ratio) to evaluate the credit worthiness of the client• Analysis of the entrepreneur, guarantor and other security• Implement monitoring and collection measures• Have in depth analysis of the market / industry and provide feedback for the development & revision Bank's product & policy on a regular basis.• All type of SME related Asset products sales like SME secured & unsecured Loan,Home Loan,Over Draft,Credit Card etc.• Liabilities products Collection like DPS,FDR, including CASA account opening.• Collection or recovery Loan EMI on date to date.• Monitoring Loan File & maintain portfolio with reducing PAR.• Maintain customer relationship to expand own portfolio with meet individual monthly assets,liabilities and collection target.• Customer service with meet customer satisfaction. Show less

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  NRB Bank Limited

  Dec 2019 - May 2023

  Officer at SME Banking

  Key Responsibilities :◆ Relationship Manager | SME at Shafipur,Gazipur Branch.◆ SME funded & non funded finance with ensure Branch SME portfolio growth & profitability growth.◆ Customer Service,CASA opening for low cost fund booking.◆ New deposit booking & asset growth by SME borrower sourcing, fixing,realization.◆ Credit card booking by own sourcing.◆ Account opening by ensuring compliance of Laws and Regulations, Regulatory requirements and internal policies and SOP.◆ Issue cheque books, Debit Cards.◆ Issue, Payment and Encashment of Fixed Deposit,Term & Time deposit,DPS,PSS,Sanchoypatra, Automated Treasury Challan, etc.◆ Issue Payment Order and Non Cash Transaction.◆ Services under BACH Clearing & BEFTN.◆ Provide remittance services local & inward, locker services.◆ To act as the primary contact person and resolves operational issues. Show less

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  BRAC Bank PLC

  Jun 2023 - Jun 2024

  Business Development Manager

  As a Business Development Manager This managing and leading a team of employees, setting performance goals, providing guidance and support, and ensuring efficient and effective branch business targets.Achieve business SME budget assets, liabilities and other targets of the branch as set by Head Office.Oversee all operations and service aspects of the branch, i.e. product promotion, client service, branch administration, human resources management etc.Maintain branch service standard and strive to improve it.Ensure all reporting are done complying with all regulatory compliance and timely manner.Proper distribution of work among branch employees through well defined tasks and responsibilities and ensure that right people are placed in the right positions. Show less

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  Eastern Bank PLC.

  Jun 2024 - now

  Associate Relationship Manager