
Abel A.
Customer Service Representative

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About me
Customer Experience Expert || Virtual Assistant || Certified Data Analytics || Risk Manager || Relationship Officer || Content Creator || Investor || Banker || Motivation Speaker
Education

Federal Polytechnic Mubi
2015 - 2017HND Accounting3.52 Distinction
.webp)
National Open University of Nigeria (NOUN)
2022 -Bsc. Economics Faculty of management science
Experience

Guaranty Trust Bank SL Ltd
Apr 2015 - Dec 2018Customer Service RepresentativeMaintaining a positive, empathetic, and professional attitude toward customers at all times.Responding promptly to customer inquiries.Communicating with customers through various channels.Acknowledging and resolving customer complaints.Knowing our products inside and out so that you can answer questions.Processing orders, forms, applications, and requests.Keeping records of customer interactions, transactions, comments, and complaints.Communicating and coordinating with colleagues as necessary.Providing feedback on the efficiency of the customer service process.Managing a team of junior customer service representatives.Ensure customer satisfaction and provide professional customer support. Show less

UBA Group
Dec 2018 - Feb 2023• Ensured effective and timely service delivery to customers at all customer service units.• Provided service support needs for tellers; ensured the teller cubicles are manned and functional at all times.• Maintained a customer friendly disposition at all times.• Ensured prompt TAT in line with service level agreement.• Ensured timely preparation and rendition of reports to internal and external parties as required from time to time.• Acknowledged of MICR cheques issued on the system.• Supervised the activities of all tellers.• Prompt and accurate consummation of all transactions within the bank’s approved turnaround time• Administration of Cash and Vault.• Ensured availability and workability of working tools for tellers• Authorized all cash transactions above tellers’ limits• Reviewed teller’s payout limit, taking into cognizance the teller’s error rates• Ensured that branch ATMs are functional at all times and that the ATMs do not run out of cash• Ensured transaction vouchers are called over after the close of business daily• Maintained up-to-date cash tellers’ proofs and vault registers.• Ensured the branch maintains cash holdings within the approved COP limit.• Ensured zero fraud tolerance / error rates Show less . Ensuring that all ATM terminals are kept clean and maintained in good condition.• Hourly check on ATM to ensure uptime, clear cash jam and fix machine errors to make the machine are up and dispensing• Controlling ATM cash according to laid-down instructions. • Balancing cash at the required intervals. • Reporting and action differences in ATM cash promptly. • Ensuring that ATM cash is safeguarded against unnecessary and preventable loss.• Action ATM reports as listed on the Duty List promptly in terms of laid-down instructions. • Reconcile ATM cash daily. • Action Care Suspects accurately and on time, resulting in reduced operating losses.• Following standardized routine procedures for control purposes. • Drawing on experience of branch cash requirements and cyclical impacts on cash resources to plan for fluctuating cash demands and optimize cash holdings. • Plan and execute regular maintenance requirements for ATM terminals, and deal with day to day unexpected interruptions to service in order to maximize productivity. Show less • Represented the bank in a manner that maintains and expands positive relations with all customers, potential customers and co-workers• To accept retail and/or commercial deposits, loan payments, process checking and savings withdrawals• Verified and received loan and utility bills payments.• Time-stamp(Validate) and signature-verify all customers’ requests and refer those that require call-back/status approval to supervisor for action• Reconciled cash drawer by proving cash transactions; counting and packaging the money, turning in excess cash and mutilated currency to head teller; maintaining supply of cash and currency• Ensured proper and accurate balancing of cash transactions on a daily basis and ensure there is no pending transaction left on the system before closing for the day.• Promoted the bank’s products and services by cross-selling, ascertaining customers need and directing customers to the customer relationship officers or officers concerned.• Escalated issues on cash shortage, overpayment, loss and theft.• Maintained the highest level of confidentiality with all information obtained• Complied with all bank and regulatory body policies, procedures and regulations• Answered customer inquiries and refers customers to the proper service area for issues that cannot be resolved at the teller line• Other duties as assigned by the Cash Officer Show less
United Bank for Africa Plc
Dec 2018 - Feb 2023Relief Cash Officer
Mar 2021 - Sept 2021ATM Custodian
Dec 2019 - Jul 2021Bank Teller
Dec 2018 - Dec 2019

New Incentives
May 2022 - Dec 2022Field OfficerMonitor immunization services at remote clinics.Enrolling infants at clinics for Conditional Cash Transfer (CCT)Generate data by interacting with clinic staffs and beneficiaries to improve the quality of immunizationConduct high quality assessment of clinics and immunization servicesCreating awareness about deadly and killer disease and getting infants vaccinated against such diseasesAny other task assigned by management

First Bank of Nigeria Ltd.
Feb 2023 - nowTeam Non-Lead Financial transaction
Licenses & Certifications
- View certificate

Abel Ahmadu Abubakar
Google Digital Skills For AfricaDec 2017 
Full Member
CHARTERED INSTITUTE OF LOAN AND RISK MANAGEMENT OF NIGERIAMar 2022
Cardholder Lifecycle Management
MastercardMar 2022
Senior Credit Officer
UBA GroupJan 2022
Masterclass Sale Process
MastercardMar 2022
Certified Standard Debit Mastercard
MastercardMar 2022
Professional Ethics and Conduct Certificate
The Chartered Institute of Bankers of Nigeria - CIBNApr 2019
Discharged Certificate of National Service
National Youth Service CorpsApr 2018
Anti-money laundering and Counter Terrorist Financimg
The Chartered Institute of Bankers of Nigeria - CIBNApr 2021
Basic Banking operations
FITC NigeriaApr 2018
Honors & Awards
- Awarded to Abel A.MOST CUSTOMER CENTRIC STAFF UNITED BANK FOR AFRICA (UBA) October 1, 2019 well deserved honor
Volunteer Experience
Community Assistant
Issued by SDG Society on Jan 2018
Associated with Abel A.
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