
Basem Saad
Accounting and Financial Officer

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About me
Deputy General Manager, Head of Retail and MSME's Credit Risk Analytics | IFRS9 | Retail | Microfinance | Small Business
Education

Cairo University
2004 - 2007Bachelor of Commerce (B.Com.) Accounting Good
Cairo University
2009 - 2012Bachelor of Law Law Good
Experience

NSGB
Apr 2008 - May 2009Accounting and Financial Officer1. Preparing monthly ,quarterly,Annually Financial reports. 2. Assist financial manager preparing monthly and annually Budget. 3. Preparing financial /Accounting Permanent Supervision Reports. 4. Working with Anti Money Laundry System and checking all abnormal customer Transactions and preparing reports for abnormal cusomers and sent it to Complaince Dept at H.O. 5. Check assets, amortization and depreciation . 6. Check customer outstanding loans follow-up 7. Following up all general expenses Accounts. 8. Values security and other documents of payment 9. Check interests and other Revenues registered in the balance sheet. 10. Following up refinancing cost (Interest Paid to H.O) 11. Control all (G/L) accounts follow-up. 12. Check all suspense accounts and Technical accounts to detect any abnormalty. 13. Contact Between accounting Dept at Credinil and Financial Dept at H.O. Show less

Banque Misr
May 2009 - now Preparation of delinquency and Through The Door(TTD) MIS on daily and monthly basis. Preparation of (Is-was) delinquency report and vintage analysis report on monthly basis. Preparation of various MIS by segmentation, products and portfolio performances . Coordinate with IT and other departments for data generation and field mappings for the production of relevant MIS & reports . Generate and maintain data and reports of all retail banking products. Support Portfolio analytics in creation of a delinquency MIS deck and product profitability models . Support risk management in various system driven projects . Ensuring the MIS & report requirements are executed within the stipulated timelines. Show less
Deputy General Manager
Apr 2024 - nowManager, Credit Risk MIS
Apr 2021 - Jul 2024Deputy Manager, Retail Risk MIS
Apr 2019 - Apr 2021Member Of Credit Committee for SMEs
May 2018 - Apr 2019Assistant Manager, Retail Credit Risk MIS
Mar 2018 - Mar 2019Supervisor, Retail Credit Risk MIS
Mar 2016 - Mar 2018Senior Analyst, Retail Credit Risk MIS
Jul 2013 - Mar 2016Retail Performance Analyst
May 2009 - Jul 2013
Licenses & Certifications
- View certificate

Become a Data Analyst
LinkedInApr 2022 
Corporate Credit Certificate
Egyptian Banking InstituteDec 2017
Intermediate International Banking & Finance (IIBF)
The London Institute of Banking & FinanceNov 2022
International Banking & Finance Certificate – Foundation (IBCF)
The London Institute of Banking & FinanceJun 2022- View certificate

Learning Data Analytics: 1 Foundations
LinkedInJan 2022 - View certificate

ICAgile Certified Professional
ICAgileDec 2023 - View certificate

Development of a Credit Scoring Model – Concept & Methodology
Frankfurt School of Finance & Management MENA OfficeAug 2022 - View certificate

Generative AI in Finance
CFTE - Centre for Finance, Technology and EntrepreneurshipOct 2024
Languages
- enEnglish
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