
Afrina Septantia
Private Tutor

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About me
Risk Management | Mortgage Developer Reviewer | Operational Risk Management
Education
.webp)
Universitas Gadjah Mada (UGM)
2014 - 2018Gelar Sarjana Teknik Geologi
Experience

Kaffah College
Feb 2016 - Jul 2016Private Tutor
Pertemuan Ilmiah Arkeologi Mahasiswa se-Indonesia (PIAMI) XVI Tahun 2016
Aug 2016 - Sept 2016Assistant
Universitas Gadjah Mada
Aug 2016 - Sept 2018Peat and Remote Sensing Researcher Laboratorium Geokimia, Departemen Teknik Geologi Laboratorium Bahan Galian, Departemen Teknik Geologi Laboratorium Bahan Galian, Departemen Teknik Geologi Laboratorium Bahan Galian, Departemen Teknik Geologi
Researcher
Apr 2017 - Sept 2018Assistant of Applied Geochemistry
Feb 2018 - Jul 2018Assistant of Mineral Resources Geology
Aug 2017 - Jan 2018Assistant of Petrology
Feb 2017 - Jul 2017Assistant of Crystallography and Mineralogy
Aug 2016 - Jan 2017

Tim Olimpiade Ilmu Kebumian Indonesia (TOIKI)
Sept 2017 - Aug 2018Assistant%20Tbk..webp)
PT Bank Mandiri (Persero) Tbk.
Oct 2018 - now• Conduct analysis and review of cooperation agreements (PKS) with developers and third parties to ensure prudent acquisition practices and measurable risk mitigation.• Monitor developer obligations stated in the PKS and evaluate developer performance throughout the mortgage loan process.• Develop policy recommendations based on project performance reports in collaboration with the Consumer Loans Group to safeguard the bank’s interests • Perform Risk and Control Self-Assessments (RCSA) to evaluate control effectiveness and residual risk levels.• Collaborate with business units to design and implement Key Risk Indicators (KRIs) for continuous risk monitoring.• Maintain and update the Operational Risk Register, ensuring accurate documentation of incidents and mitigation actions.
Mortgage Developer Reviewer
May 2022 - nowOfficer Operational Risk Oversight
Mar 2019 - May 2022Risk Management Development Program
Feb 2019 - Mar 2019Officer Development Program
Oct 2018 - Jan 2019
Licenses & Certifications

Manajemen Risiko Perbankan Level 1
Lembaga Serifikasi Profesi PerbankanJan 2019
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