
Credence Mugayi
Loan Officer

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About me
Customer Relationship Management |Account Management Specialist
Education

University of Zimbabwe
2010 - 2014Honours in Bachelor's of Business Studies Degree Banking and FinanceMy journey at the University of Zimbabwe, where I earned a Bachelor of Business Studies Degree with Honors in Finance and Banking, laid the foundation for my career in the financial sector. The program not only imparted a solid understanding of financial principles but also honed my analytical and problem-solving skills. Engaging in coursework that delved into finance, banking, and related disciplines provided me with a robust academic background, complemented by practical insights from… Show more My journey at the University of Zimbabwe, where I earned a Bachelor of Business Studies Degree with Honors in Finance and Banking, laid the foundation for my career in the financial sector. The program not only imparted a solid understanding of financial principles but also honed my analytical and problem-solving skills. Engaging in coursework that delved into finance, banking, and related disciplines provided me with a robust academic background, complemented by practical insights from industry experts. Show less

Midlands State University
2020 - 2022Masters in Business Administration (MBA) Business Administration and Management, GeneralPursuing my Master’s in Business Administration at Midlands State University was a transformative experience that equipped me with a comprehensive understanding of advanced business concepts. The program provided a holistic view of business management, emphasizing strategic thinking, leadership skills, and a deep dive into contemporary business practices. Engaging with a diverse cohort and experienced faculty broadened my perspectives, enhancing my ability to tackle complex business challenges.
Experience

Milgree Investments
Aug 2012 - Aug 2013Loan OfficerAs Loans Officer, I streamlined the loan application process, reducing processing time by 5 days through the implementation of technology. Proactive client communication and strategic relationship-building contributed to an outstanding 98% on-time repayment rate, showcasing my dedication to client satisfaction and organizational stability.

Federico Mahora Products, Avon and Botle Buhle
Sept 2013 - May 2016Network Marketer
Steward Bank
Jun 2016 - Jan 2021I expanded Steward Bank's network by onboarding 15 high-value merchants, boosting transactions by 15%. I ensured accurate processing of customer applications, conducted client visits, and organized events for engagement. My market intelligence efforts identified key business opportunities, contributing to the bank's competitiveness. As a POS Technician, I optimized payment systems by configuring and deploying POS terminals. I provided seamless training, conducted regular merchant visits, and achieved a 95% query resolution rate within 24 hours. My support maintained the integrity of digital financial services.
Assistant Account Executive - Merchant Services
Nov 2017 - Jan 2021IT Technician (POS configuration and deployment technician)
Jun 2016 - Oct 2017
Licenses & Certifications
- View certificate

Learning to Be Promotable
LinkedInSept 2018 - View certificate

Managing Your Personal Finances
LinkedInJul 2018 - View certificate

Developing Your Emotional Intelligence
LinkedInAug 2018 - View certificate

Balancing Work and Life
LinkedInJun 2018 - View certificate

Creating a Positive Customer Experience
LinkedInJun 2018 - View certificate

Networking for Sales Professionals
LinkedInJul 2018 - View certificate

Communicating with Confidence
LinkedInJun 2018 - View certificate

Managing Stress
LinkedInJun 2018 - View certificate

Phone-Based Customer Service
LinkedInSept 2018 - View certificate

Building Self-Confidence
LinkedInJul 2018
Languages
- enEnglish
- shShona
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