ADITYA KUMAR

Experience

• 

  Jharkhand State Livelihoods Promotion Society

  May 2022 - Jul 2022

  Summer Intern

  • Conducted an impact assessment of PALSH mart branding and developed a marketing strategy for NRETP intervention in Jharkhand.• Assessed achievements/tasks related to micro-credit through NRETP in the lives of women entrepreneurs.• Evaluated the supply chain process from manufacturer to retailer and developed a branding strategy for PALASH mart by identifying loopholes in the branding approach.

• 

  HDFC Bank

  Jul 2023 - now

  Deputy Manager

  • Conducting leverage analysis using balance sheets and profit/loss statements to assess clients' financial health and risk exposure accurately.• Applying regulatory guidelines to evaluate loan requirements, ensuring compliance and minimizing risks and control failures.• Identifying and promptly escalating issues, adhering to established turnaround times (TAT) for both triggered and ongoing oversight activities.• Collaborating with credit and fraud risk teams to foster profitable business growth by reducing fraud risk and maintaining industry-leading credit loss rates.• Underwriting suitable products and implementing risk mitigation strategies to protect against potential financial losses effectively. Show less