Bahaa Elbassiouni

Experience

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  Bank of America affiliate "Misr America International"

  May 1990 - Jun 1992

  Clerk

  • Handling cash (deposits, withdrawals and foreign exchange…).• Handling outward/inward remittances (telex, demand drafts, swift…).• Handling outward/inward clearing and collection of cheques.• Handling the internal review of the branch’s activities including reconciliation with the General Ledger.

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  Mashreqbank

  Jul 1992 - Dec 1999

  Managed corporate credit portfolio in excess of CAD $100 million, insured profitability growth by 10%, responsible for marketing and solicitation of new corporate relationships for both assets and liabilitiesMaintained all accounts under management under performing category through close monitoring of relationships, and identified early warning signs Assessed prospective credit clients to ensure the adequacy of the facilities structure, conducted adequate credit analysis and minimized credit riskDeveloped and implemented marketing plans according to the Corporate Banking strategy to ensure high level of customer satisfaction Show less

  • Account Manager Corporate Banking Division

    Oct 1995 - Dec 1999

  • Clerk

    Jul 1992 - Sept 1995
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  Union National Bank

  Jan 2000 - Jul 2008

  Managed a Team of 6 examiners for continuous review of the Credit Management Process and the Portfolio Quality of the Bank through an on site review and desk review function. Assessed the Management and processes of Corporate Credit Functions including (Corporate Relationship Management, Credit Approval, Credit Administration, corporate Recovery) in an acquired subsidiaries. Prepared detailed report to the Board of Directors about the health of the portfolio, Management capabilities, credit management process adequacy and the provision required in addition to recommendation on how to structure the overall Corporate Credit function of the acquired subsidiaryAnalyzed Mortgage portfolio including sensitivity analysis, anticipating possibility of market correction and recommending preventive precautionary actions to reduce riskReviewed new policies and procedures for Corporate Banking, Wealth Management, Real Estate Department, and Islamic Banking division/subsidiary, retail products and SME products Show less

  • Vice president and Manager Credit Review

    Mar 2003 - Jul 2008

  • Relationship Manager Corporate Credit

    Jan 2000 - Feb 2003
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  Dubai Islamic Bank

  Aug 2008 - Mar 2009

  Vice president and Manager Credit Review group

  Established the Credit Review function including developing organization chart, Job Description of all positions and Objective of each role within the Organization chart.Reviewed 100% of high risk area in the first 6 months including retailed reporting and recommendations related to process improvementManaged a Team of 9 examiners for continuous review of the Credit Management Process and the Portfolio Quality of the Bank’s corporate portfolio, mortgage, retail products and SME products

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  Union National Bank

  Apr 2009 - Apr 2014

  Vice President and Manager Credit Review

  Managed a Team of 7 examiners for continuous review of the Credit Management Process and the Portfolio Quality of the Bank’s corporate portfolio through an on site review and desk review function, mortgage, retail products and SME productsCoordinated for assessment and implementation of Credit Risk Module SoftwarePrepare a quarterly report for presentation to the Board of Directors about the Portfolio Quality and any concerns about the Credit Management process that may affect the Portfolio Quality on the future including adequacy of provisioning Show less

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  Organics Live

  Oct 2014 - Jul 2017

  Healthy Food Entrepreneur

  Managing marketing and delivery activities of Certified Organic products in Richmond Hill & Vaughan

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  CI Investments Inc. – Canada’s Investment Company

  May 2015 - Feb 2017

  Bilingual Customer Service Representative

  Through exceptional analytical skills I provide timely, courteous service to sales representatives and/or unit holders. I respond to telephone and written requests for product, financial, and administrative information. I am also responsible to investigate and correct account-related problems and participate in team or departmental projects as required.

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  CIBC Mellon

  Feb 2017 - Sept 2017

  Bilingual Customer Service Representative
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  American Express

  Sept 2017 - Nov 2022

  • Bilingual Credit Analyst New Account

    Oct 2018 - Nov 2022

  • Bilingual Customer Care Professional

    Sept 2017 - Oct 2018
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  Volvo Financial Services

  Dec 2021 - Sept 2022

  Bilingual Fleet Credit Analyst

  Responsible for analyzing prospective Customers profiles, Making credit decisions and recommendations on Truck, Construction Equipment and Coach market financing and lease transactionsOriginate, analyze commercial credit requests for to structure credit proposals which adhere to lending guides/criteria while simultaneously satisfying borrower requirements to formulate loan/Lease recommendations to the Credit Committee.

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  Ontario Government | Gouvernement de l’Ontario

  Oct 2022 - now

  Bilingual Senior Tax Compliance Analyst