
Deborah Lopez
Owner, Branch Manager,Senior Loan Officer

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About me
Realtor, Property Manager, Residential ,Commercial & Business Sales & Leasing
Education

Harris Real Estate
2012 - 2012Short Sale Certification Short Sale Certification
California School of Mortgage Banking
1980 - 1981Completed Mortgage Banking, LoansActivities and Societies: Volenteer for Girl Scouts of America 4 years. High School Booster club Vice President, Treasuer and Fund Raiser Chairman. Started in the banking industry in 1980, also trained as a Bank Teller and New Accounts Representive. Trained in FHAspecializing in HUD loans to farm workers. Also trained on VALoans, and conventional loans for Teachers and Public Employees.
Experience

Home Capital Funding
Apr 2001 - Dec 2007Owner, Branch Manager,Senior Loan OfficerOriginated residential & Commercial loans. , Over see all branch operations for state and federal compliance of each file. Responsiblefor all hiring of new employees. Responsible for Training on all Loanproducts, and Real Estate Regulations. Also managed & trained Realtors, reviewed purchase contracts for accurancy, negotiated contracts for clients in our Real Estate Division Home Capital Properties.Responsible for Business Development and accounting operations of the branch.

Imortgage
Feb 2009 - Jun 2010Certified Mortgage PlannerI have been Assisting clients since 1980 in all of their Real Estate needs & Mortgage needs. processed loan applications, ordered credit reports, analyzed all of the buyers financial history, income and assets. Detremined loan eligibility through Fannie Mae, FHA, & VA software. Interacted with appraisers, title companies to resolve title or appraisal problems during a purchase or refinance transaction. insured funding with escrow companies. Experienced in Conventional, FHA, FHA 203K, VA,Homepath financing. Show less

Keller Williams Realty -San Diego Metro
Feb 2012 - Jun 2015RealtorI have been in the Real Estate Industry since 2000. I am able to identify properties that will qualify for Government financing, or down payments assistance. I alsoHelp Investors with offers on Investment properties to help them build their portfolio. Show them how they can buy a investment property with as little as 10% Down Payment. I Have my designation as a VA Pro Designated Realtor, and I have an extensive background with VA and FHA buyers. I also have a 99% short sale success ratio,negotiating short sales, for sellers. I Work hand in hand with the seller and the lender, to assure the short sale closes in a timely manner. If you are looking to buy or sell please visit my website at https://www.HomesinSan DiegobyDeb.com My designations, are RSD, REO, Priority Partner with Chase Bank. And VA Pro Network, also a certified agent through Community Housing Works. I have 25 years of Real Estate and Mortgage experience. Show less

Keller Williams Realty Carmel Valley
Feb 2015 - Jan 2018Realtor AssociateI have been in the Real Estate Industry since 2000. I am able to identify properties that will qualify for Government financing, or down payments assistance. I alsoHelp Investors with offers on Investment properties to help them build their portfolio. Show them how they can buy a investment property with as little as 10% Down Payment. I Have my designation as a VA Pro Designated Realtor, and I have an extensive background with VA and FHA buyers. I also have a 99% short sale success ratio,negotiating short sales, for sellers. I Work hand in hand with the seller and the lender, to assure the short sale closes in a timely manner. If you are looking to buy or sell please visit my website at https://www.HomesinSan DiegobyDeb.com My designations, are RSD, REO, Priority Partner with Chase Bank. And I am also a certified agent through Community Housing Works. I have 25 years of Real Estate and Mortgage experience. Buy or Sell with me and Use our Moving Truck for FREE! Show less

AARE - Andrew Arroyo Real Estate
Jan 2018 - nowServing All of San Diego County, and portions of Riverside County.Specializing in Residential & Commercial Real Estate Sales & Listings. Our Team of professionals will Assistyou in all of your Real Estate Needs.Buy or Sell A Property with me and use Our moving Truck For Free!
Licensed Realtor and Property Manager
Jan 2018 - nowRealtor, Residential & Commercial Sales & Leasing
Jan 2018 - nowRealtor, Residential , Commercial Sales & Leasing
Jan 2018 - now
Licenses & Certifications

Short Sales, REO
Tim & Julie Harris® Real Estate Coaching
Volunteer Experience
Volunteer
Issued by San Diego Food B on Mar 2012
Associated with Deborah LopezTroop Leader
Issued by Girl Scouts of the USA on Sept 1990
Associated with Deborah Lopez
Languages
- spSpanish
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