Deborah Lopez

Deborah Lopez

Owner, Branch Manager,Senior Loan Officer

Followers of Deborah Lopez2000 followers
location of Deborah LopezSan Diego, California, United States

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  • Timeline

  • About me

    Realtor, Property Manager, Residential ,Commercial & Business Sales & Leasing

  • Education

    • Harris Real Estate

      2012 - 2012
      Short Sale Certification Short Sale Certification
    • California School of Mortgage Banking

      1980 - 1981
      Completed Mortgage Banking, Loans

      Activities and Societies: Volenteer for Girl Scouts of America 4 years. High School Booster club Vice President, Treasuer and Fund Raiser Chairman. Started in the banking industry in 1980, also trained as a Bank Teller and New Accounts Representive. Trained in FHAspecializing in HUD loans to farm workers. Also trained on VALoans, and conventional loans for Teachers and Public Employees.

  • Experience

    • Home Capital Funding

      Apr 2001 - Dec 2007
      Owner, Branch Manager,Senior Loan Officer

      Originated residential & Commercial loans. , Over see all branch operations for state and federal compliance of each file. Responsiblefor all hiring of new employees. Responsible for Training on all Loanproducts, and Real Estate Regulations. Also managed & trained Realtors, reviewed purchase contracts for accurancy, negotiated contracts for clients in our Real Estate Division Home Capital Properties.Responsible for Business Development and accounting operations of the branch.

    • Imortgage

      Feb 2009 - Jun 2010
      Certified Mortgage Planner

      I have been Assisting clients since 1980 in all of their Real Estate needs & Mortgage needs. processed loan applications, ordered credit reports, analyzed all of the buyers financial history, income and assets. Detremined loan eligibility through Fannie Mae, FHA, & VA software. Interacted with appraisers, title companies to resolve title or appraisal problems during a purchase or refinance transaction. insured funding with escrow companies. Experienced in Conventional, FHA, FHA 203K, VA,Homepath financing. Show less

    • Keller Williams Realty -San Diego Metro

      Feb 2012 - Jun 2015
      Realtor

      I have been in the Real Estate Industry since 2000. I am able to identify properties that will qualify for Government financing, or down payments assistance. I alsoHelp Investors with offers on Investment properties to help them build their portfolio. Show them how they can buy a investment property with as little as 10% Down Payment. I Have my designation as a VA Pro Designated Realtor, and I have an extensive background with VA and FHA buyers. I also have a 99% short sale success ratio,negotiating short sales, for sellers. I Work hand in hand with the seller and the lender, to assure the short sale closes in a timely manner. If you are looking to buy or sell please visit my website at https://www.HomesinSan DiegobyDeb.com My designations, are RSD, REO, Priority Partner with Chase Bank. And VA Pro Network, also a certified agent through Community Housing Works. I have 25 years of Real Estate and Mortgage experience. Show less

    • Keller Williams Realty Carmel Valley

      Feb 2015 - Jan 2018
      Realtor Associate

      I have been in the Real Estate Industry since 2000. I am able to identify properties that will qualify for Government financing, or down payments assistance. I alsoHelp Investors with offers on Investment properties to help them build their portfolio. Show them how they can buy a investment property with as little as 10% Down Payment. I Have my designation as a VA Pro Designated Realtor, and I have an extensive background with VA and FHA buyers. I also have a 99% short sale success ratio,negotiating short sales, for sellers. I Work hand in hand with the seller and the lender, to assure the short sale closes in a timely manner. If you are looking to buy or sell please visit my website at https://www.HomesinSan DiegobyDeb.com My designations, are RSD, REO, Priority Partner with Chase Bank. And I am also a certified agent through Community Housing Works. I have 25 years of Real Estate and Mortgage experience. Buy or Sell with me and Use our Moving Truck for FREE! Show less

    • AARE - Andrew Arroyo Real Estate

      Jan 2018 - now

      Serving All of San Diego County, and portions of Riverside County.Specializing in Residential & Commercial Real Estate Sales & Listings. Our Team of professionals will Assistyou in all of your Real Estate Needs.Buy or Sell A Property with me and use Our moving Truck For Free!

      • Licensed Realtor and Property Manager

        Jan 2018 - now
      • Realtor, Residential & Commercial Sales & Leasing

        Jan 2018 - now
      • Realtor, Residential , Commercial Sales & Leasing

        Jan 2018 - now
  • Licenses & Certifications

    • Short Sales, REO

      Tim & Julie Harris® Real Estate Coaching
  • Volunteer Experience

    • Volunteer

      Issued by San Diego Food B on Mar 2012
      San Diego Food BAssociated with Deborah Lopez
    • Troop Leader

      Issued by Girl Scouts of the USA on Sept 1990
      Girl Scouts of the USAAssociated with Deborah Lopez