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Muhammad Abdur Rafay

Muhammad Abdur Rafay

Finance Manager

Followers of Muhammad Abdur Rafay628 followers
location of Muhammad Abdur RafayLahore District, Punjab, Pakistan

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  • Timeline

  • About me

    Credit Analyst | Risk Analyst | Finance & Accounts Consultant | Data Analyst/ Engineer I help companies make better financial decisions through various analysis & budgeting methods | Trusted by 10+ businesses.

  • Education

    • University of the Punjab

      2019 - 2023
      Bachelor's degree Business and Information Technology 3.6

    • Punjab Group Of Colleges

      2017 - 2019
      FSC Pre-Engineering

  • Experience

    • Webdenic

      Apr 2020 - May 2021
      Finance Manager

    • Contegris Technology Solutions

      Jul 2022 - Oct 2022
      Intern

      Proficient in Xero Accounting Software: Acquired hands-on expertise in Xero, mastering tasks like chart maintenance, workflow management.Provided pivotal support in financial tasks such as bank reconciliations, transaction management.Developed strong communication and negotiation skills through interactions.

    • OLP Financial Services Pakistan Limited

      Aug 2023 - now
      Credit Risk Analyst

       Conduct credit assessments for leasing/ financing applications to determine creditworthiness and risk mitigation. Provide senior management with actionable risk reports and insights to support decision-making. Develop and maintain credit risk models, leveraging software solutions for improved risk evaluation and decision-making, reducing default rates. Manage portfolio risk factors, including industry exposures and client concentrations, with IT-based portfolio analysis tools.#RiskManagement #CareerJourney #ProfessionalGrowth #RiskMitigation #DecisionMaking Show less

  • Licenses & Certifications