Yenny -

Experience

• 

  PT Bank Mandiri (Persero) Tbk.

  May 2011 - May 2017

  • Lead a team of 8 relationship managers.• Conduct research across a number of service and product categories to improve brand value• Cross sell and increase product holding of clients• Develop credit cluster for expanding targeted customer based on business type• Manage the existing loan portfolio to ensure establishment of appropriate account plans, recommend credit facilities in line with Bank credit policy Provides professional financial advices to small-medium entrepreneur in Indonesia. The small loan range from IDR 500 mio to IDR 15 bio.Analyses all factors before approving credit limit to customer, not only to fulfill his current needs but also to mitigate all the risk factors.Maintaining and monitoring current customers and enhance the product bundling to acquire maximum fee based income for the company

  • Business Banking Manager

    Oct 2016 - May 2017

  • Relationship Manager

    May 2011 - Oct 2016
• 

  PT Bank BTPN Tbk

  May 2017 - Dec 2018

  Senior Internal Auditor

  Auditor for Micro and SME Banking• Establish risk-based audit programs • Review the suitability of established rules, regulations, policies and procedures• Determine compliance with policies and procedures. • Conduct risk assessment of assigned department or functional area in established/required timeline • Verbally communicate findings to senior management and draft comprehensive and complete report of audit area

• 

  PT Bank Mandiri (Persero) Tbk.

  Jan 2019 - now

  1. Coordinate with business unit in effort to improve credit qualities, discuss suitable action plan for existing and new debtors2. Conduct in-depth analysis and risk assessment of new, existing clients, focusing on financial statement analysis, risk and mitigation with terms and covenants3. Evaluate distressed debtors, focusing on credit restructuring4. Portfolio monitoring 1. Lead a team of 5 and remote team of 12 nationwide 2. Identify process improvements and efficiencies to support business unit goals through evaluating issues and recommending solutions3. Monitor daily for target SLA, daily progress, pending approvals4. Prepare a credit decision portfolio report periodically as a tool for monitoring credit decisions 5. Perform quick and brief analysis for customer records including savings data, payment history, and purchase activity

  • Executive Credit Officer

    May 2024 - now

  • Senior Credit Risk Manager

    Sept 2020 - Mar 2025

  • Team Leader Credit Process

    Jan 2019 - Sept 2020