James Getigan

Experience

• 

  Enterprise Bank

  Apr 2011 - Sept 2013

  Serves customers by completing account transactions.Provides account services to customers by receiving deposits and loan payments; cashing checks; issuing savings withdrawals; recording night and mail deposits; selling cashier's checks, traveler's checks, and series e bonds; answering questions in person or on telephone; referring to other bank services.Records transactions by logging cashier's checks, traveler's checks, and other special services; preparing currency transaction reports.Cross-sells bank products by answering inquiries; informing customers of new services and product promotions; ascertaining customers'​ needs; directing customers to a branch representative.Completes special requests by closing accounts; taking orders for checks; opening and closing christmas and vacation clubs; exchanging foreign currencies; providing special statements, copies, and referrals; completing safe-deposit box procedures.Reconciles cash drawer by proving cash transactions; counting and packaging currency and coins; reconciling loan coupons and other transactions; turning in excess cash and mutilated currency to head teller; maintaining supply of cash and currency.Complies with bank operations and security procedures by participating in all dual-control functions; maintaining customer traffic surveys; auditing other tellers' currency; assisting in certification of proof.Maintains customer confidence and protects bank operations by keeping information confidential.Contributes to team effort by accomplishing related results as needed. Show less Responsible for determining the monetary value of merchandise, property, or business assets for a company, including real estate and other assets.Perform detailed inspections on property to determine value, factoring in dates, quality, and age of property.Use data such as incorporating cost, market and income approaches to property valuation.Produce written appraisals for clients, government agencies, or companiesCompile research in detailed reportsCorrectly identify discrepancies between the property’s description and its actual state.Demonstrate ability to analyze a problem coherently and provide precautionary advice before a purchaseWork on a client-to-client basis, making appraisals for a variety of reasons. Show less Investigate history and credit standing of individuals or business establishments applying for credit. Telephone or write to credit departments of business and service establishments to obtain information about applicant's credit standing. Compile and analyze credit information gathered by investigation.Contact former employers and other acquaintances to verify applicants' references, employment, health history, and social behavior. Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested. Interview credit applicants by telephone or in person in order to obtain personal and financial data needed to complete credit report.Examine city directories and public records in order to verify residence property ownership, bankruptcies, liens, arrest record, or unpaid taxes of applicants.Prepare reports of findings and recommendations, using typewriters or computers.Relay credit report information to subscribers by mail or by telephone. Show less Monitor and coordinate with outside units with regard to generation of revenue.Reconcile exchange collection with system Prepare ageing analysis every month in coordination with revenue officers in areas &Exchanges.Reconcile final bill claim with provisional bill claim at the end of the year.Pass necessary journal entries & prepare cash trial and bank reconciliation statement.Ensure that necessary books of accounts like cash book, ledger etc. are prepared andcompare with exchange bank statement.Compile & record the revenue statement and reconcile the balance with branch.Record the fund transferred from various exchanges and crosscheck with the revenueledgers and if necessary correspond with the bank.Update the fixed asset register for each addition of assets on the basis of disbursement orJournal voucherRecord the detail of transfer in the fixed asset register at the headquarterInspect asset on receipt of scrap report and make necessary entry in the booksCalculate depreciation at the end of each month as per the rates prescribed by the statute.Carry out annual physical verification of fixed assets with reference to the fixed assetregister. Prepare physical verification report and submit to the management.Obtain approval from the management to write off missing, unserviceable, damaged orcondemned assets and pass necessary entries in the books of accounts.Prepare the scrap report for the auction.Account the unaccounted fixed assets in the books.Capitalise the interest payable on loans borrowed for construction and purchase of assetsuntil the commissioning of project.Account for the fixed assets acquired through any grant. Calculate depreciation on suchassets.Transfer capital work in progress to fixed asset on completion of project.Prepare the details of the fully depreciated assets at the end of the year.Verify all bills related to capital items including civil works. Show less identifying training and development needs within an organisation through job analysis, appraisal schemes and regular consultation with business managers and human resources departments;designing and expanding training and development programmes based on the needs of the organisation and the individual;working in a team to produce programmes that are satisfactory to all relevant parties in an organisation, such as line managers, accountants and senior managers at board level;considering the costs of planned programmes and keeping within budgets as assessing the return on investment of any training or development programme is becoming increasingly important;developing effective induction programmes;conducting appraisals;devising individual learning plans;producing training materials for in-house courses;managing the delivery of training and development programmes and, in a more senior role, devising a training strategy for the organisation;monitoring and reviewing the progress of trainees through questionnaires and discussions with managers;ensuring that statutory training requirements are met;evaluating training and development programmes;amending and revising programmes as necessary, in order to adapt to changes occurring in the work environment;helping line managers and trainers solve specific training problems, either on a one-to-one basis or in groups;keeping up to date with developments in training by reading relevant journals, going to meetings and attending relevant courses;having an understanding of e-learning techniques, and where relevant, being involved in the creation and/or delivery of e-learning packages;researching new technologies and methodologies in workplace learning and presenting this research. 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  • Branch Teller

    May 2013 - Sept 2013

  • Appraiser and Credit Investigator

    Jan 2013 - May 2013

  • CI/BI Officer

    Sept 2012 - Dec 2012

  • Micro Business Loan - Acct. Officer

    Dec 2011 - Sept 2012

  • Micro Finance - Acct. Officer

    Jul 2011 - Dec 2011

  • Development Officer

    Apr 2011 - Jul 2011
• 

  South Bank

  Jan 2014 - Apr 2014

  CI / Appraiser

  responsible in the identification, investigation and appraisal of offered collaterals of all loan application and properties of the Bank responsible in conducting field investigation activities to determine financial standing of prospective borrowers such as verification with government agencies, schools, employment, neighborhood checking, bank, court, and trade checking responsible in preparing thorough background investigation reports based on concrete data and information gathered.

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  SCCI Management and Insurance Agency Corp.

  Jun 2015 - now

  Audit / Credit and Collections

  As the officer has to monitor all the credit receivables and terms so there are a number of duties and responsibilities which have to be fulfilled and they are as follows:-to be sure about the optimum productivity so has to observe the work shift hours.-to maintain the coordination with the Accounts Receivables to update the corporate accounts receivables journal entries reflecting payments credited to sales receivables.-always monitor the payments aging so has to provide clients with invoice reminders as the due date of payments fall due.-responsibility to review everything before releasing the bolls such as coordinating with invoicing clerks to ensure that the list of clients for invoicing is updated and accurate.- to compute the late payment surcharges and prepare the application in time.-to issue collection notices for sales credits that are past due dates-to collaborate with the third party so will have to maintain good relations with party collection agencies. Show less