Subhadeep Ghosh

Experience

• 

  Lloyds Insulation India Ltd.

  Apr 2004 - Dec 2005

  Sales Engineer
• 

  Veka India Pvt. Ltd.

  Jan 2006 - Mar 2007

  Sales Coordinator
• 

  HDFC Bank

  Mar 2008 - May 2008

  Summer Internship Trainee
• 

  Vinergy International

  Jun 2009 - Jul 2010

  Market Research Analyst
• 

  Ernst and Young Pvt. Ltd

  Jul 2010 - May 2011

  Manager
• 

  TATA Power

  Apr 2011 - Feb 2017

  Specialist - Market Intelligence
• 

  ICICI Bank

  Feb 2017 - now

  Detailed analysis of business opportunities in field of thermal power and renewable power generation, power transmission & distribution, Coal and Iron Ore Mining, Oil Refining & Petrochemicals, City Gas Distribution, Infrastructure financing, Steel Industry etc.Analysis of Industry prospects, understanding of business activities & functions, financial parameters, management credibility and Project viability parameters to arrive at funding decision.Financial statement analysis of companies to evaluate the strength of Balance Sheet and Income statement with parameters like Solvency & liquidity ratios, Leverage and profitability ratios like Gross, EBITDA & profit margins.Viability and Profitability of Project funding on the basis of Discounted cash flows (DCF), NPV, IRR , Debt serviceability, Break even parameters, Pay Back period etc.Finalization of Credit Monitoring Arrangement (CMA), internal credit ratings and preparation of detailed internal rating rationales using different rating models. Show less

  • Chief Manager

    Apr 2021 - now

  • Senior Manager

    Feb 2017 - Apr 2021