Georgi Georgiev

Experience

• 

  AIESEC

  Oct 2011 - May 2014

  Team Member

  Department "Business Links"​ Main responsibilities: - Maintaining business relationships and professional contacts with companies in the corporate sector of Veliko Tarnovo , Pleven and Lovech region. - Arranging business meetings and selling the products of the organization, preparing business proposals, projects, initiatives and workshops.Department "Finance"Main responsibilities: - Forecasting and budgeting, preparing financial analysis of companies from Veliko Tarnovo, Pleven and Lovech region, development and licensing agreements, responsibility for expenditure and revenue of the Local section AIESEC Svishtov. Show less

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  Ivanov Consult 7 Ltd

  Sept 2013 - Nov 2013

  Accountant

  Main responsibilities: Monthly reporting activities of the company. Activity in relationships and contacts with customers, National Revenue Agency, National Insurance Institute, the National Statistical Institute, the Registry Agency and other institutions.

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  Raiffeisenbank Bulgaria

  May 2014 - Feb 2019

  Main responsibilities:- Independently analyzing and assessing the financial, legal, collateral & operational risks pertaining to the credit limits of corporate clients. Afterwards preparing of written credit risk statements (CRM) on loan transactions with a substantiated proposal for a decision to the respective competent authorities. - Monitoring the compliance of every single loan transaction with the Bank's credit risk, as defined in the Corporate Credit Policy.- Ensuring compliance with all standards, policies and practices for risk management by all participants in the corporate lending process.- Approving corporate clients risk status and duly initiating changes when negative signals about the clients financial conditions and risk status appear.- Providing assistance and methodological support to the credit specialists in the Bank.- Participating in meetings with potential/existing customers, whenever necessary. Show less Main responsibilities:- Preparation of quality and detailed financial analysis and assessment of the financial standing and ability of large corporate companies to properly service their loans. - Preparation of consolidated financial statement when needed, analysis of income statement, balance sheet and key financial ratios. - Analyse the accounting documentation and financial standing of the company on site. - Prepare and analyse in depth the forecast cash flow projections, including detailed assumptions on which the different scenarios are based. - Assign corporate credit ratings and predicting clients ability to pay back their debt, which affects the provisions and the profit of the bank. Show less

  • Risk Manager - Large Corporate clients

    Nov 2017 - Feb 2019

  • Corporate Finance Analyst

    Nov 2014 - Nov 2017

  • Technical Assistant, "Corporate Banking" HQ Department

    May 2014 - Oct 2014
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  UniCredit Bulbank

  Mar 2019 - now

  Performed activities:- Independently creates sculpted & detailed analysis of the financial, business and industry standing pertaining to the largest companies (local and international) across all sectors of the economy, e.g. agricultural, food, manufacturing, energy, automotive, transportation, construction, machinery, electronics.- Identifies, mitigates and resolves risks, while issuing recommendations for decision (approve or decline certain financing/client) to utmost highest authority level within Unicredit Group.- Works on full coverage financings related to: 1) Real estate transactions, e.g. residential, warehouses, offices; 2) Project & ESG financing, e.g. Photovoltaic plants, wind parks, water plants, start ups; 3) M&A, DCM, Syndicated loans, structured finance, bridge loans, commodity financing, rating advisory, WoCa; 4) Specialized facilities like Factoring and Leasing;- Builds conclusive financial models for each LT financing, which prove to be essential to underline the future cash flow profile of each client through various cases. This brings necessity to understand the underlying business, market sector and historical financial statements;- Involve in Due Diligence regarding new clients and financings;- Provide advisory to all of the participants in the credit process;- Contributes significant relationship impact: 1) communicates with Board members of Unicredit Bulbank on a regular weekly basis; 2) collaborating with above 100 colleagues on annual basis within various departments: legal, sales, reporting, collateral appraisals, administration, compliance;- Has delegated personal authority competences for autonomous approval of new financings up to certain amount;- Responsible for ensuring full compliance, for each transaction and client from day one, with Bank`s risk policies, standards, practices, internal and external regulations by all participants in the process;- Approves risk status of the clients; Show less

  • Senior Risk Manager - Key Large Corporate clients & Project financing

    Sept 2021 - now

  • Risk Manager - Key Large Corporate clients & Project financing

    Mar 2019 - Sept 2021