Md Asaduzzaman

Md Asaduzzaman

Customer Relations Officer

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location of Md AsaduzzamanSylhet Sadar Upazila, Sylhet, Bangladesh

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  • Timeline

  • About me

    Branch Manager at Aviva Finance LTD

  • Education

    • Jhenidah College

      2001 - 2003
      HSC Humanities A-
    • Kanchon Nogor Model High School

      1991 - 2001
      SSC Humanities A-
    • Northern University, Bangladesh

      2004 - 2008
      Bachelor of Business Administration - BBA Marketing A

      Activities and Societies: I was Active member of NUB Business Club

    • Northern University, Bangladesh

      2009 - 2009
      Master of Business Administration - MBA Marketing A

      Activities and Societies: Iwas a active member of NUB Business Club

  • Experience

    • BRAC Bank Limited

      May 2010 - Sept 2013
      Customer Relations Officer

       Generate New Loan Mobilized Current Account, Saving Account, & Deposit To collect report from Credit Information Bureau of Bangladesh Bank and perform related functions  To scrutinize documents and ensure compliance with the credit approval terms To analyze credit worthiness of the applicant and assess as per the Product Program Guideline (PPG) of the bank To ensure Contact Point Verification To ensure disbursement as per the credit approval terms

    • The City Bank Ltd

      Nov 2013 - Feb 2018
      Senior Relationship Banker

       To achieve monthly target of assets & liability products by preparing proposal.  Loan portfolio monitoring & realization To analysis financial statement as balance sheet, Income statement, Cash flow statement, Working capital requirement, by using various tools as FSS, CRG, Ratio Analysis.  Provide Retail Banking products ( Retail Loan, Credit Card) Deposit mobilization from individual, Enterprise & corporate Level.

    • Dutch-Bangla Bank Limited

      Feb 2018 - Oct 2018
      Sales Manager

       Responsible for SME Loan Disbursement Target Cross selling for Retails loan product & Credit Cards  Completing Special official Task given by HOSME  To achieve monthly target of assets & liability products by preparing proposal.  To analysis financial statement as balance sheet, Income statement, Cash flow statement, Working capital requirement, by using various tools as FSS, CRG, Ratio Analysis.  Provide Retail Banking products ( Retail Loan, Credit Card) Deposit mobilization from individual, Enterprise & corporate Level. Show less

    • United Finance

      Oct 2018 - Nov 2020
      Branch Manager

       Monitoring Overall branch Activity Lead Liability And Asset Team to achieve their Monthly Target  Reporting all branch related activity as BAMELCO.  Monitoring all activities for branch profitability. Loan portfolio monitoring & realization Achieving personal target with team leading Maintain good communication with customer by ensuring customer service Monitoring Deposit mobilization from individual, Enterprise & corporate Level.

    • Aviva Finance LTD

      Nov 2020 - now
      Branch Manager

       Monitoring Overall branch Activity Lead Liability And Asset Team to achieve their Monthly Target  Reporting all branch related activity as BAMELCO.  Monitoring all activities for branch profitability. Loan portfolio monitoring & realization Achieving personal target with team leading Maintain good communication with customer by ensuring customer service Monitoring Deposit mobilization from individual, Enterprise & corporate Level.

  • Licenses & Certifications

    • Unleash Your True Potential

      Aviva Finance Ltd
      Oct 2023
    • Negotiable Instrument Act

      City Bank
      Jun 2014
    • Environmental & Social Rosk Management & Ethics in Banking

      City Bank
      May 2016
    • Term Lending Case Base Analysis

      Bangladesh Institute of Bank Management
      Aug 2016
    • Management of nonperforming loan

      Bangladesh Institute of Bank Management
      Feb 2016
    • Anti Money Laundering & combating the financing of terrorism

      Bangladesh Bank
      Sept 2022
    • CBL Product Knowledge

      City Bank
      Mar 2015
    • Working Capital Financing

      Bangladesh Institute of Bank Management
      Feb 2017
  • Honors & Awards

    • Awarded to Md Asaduzzaman
      Deposit Mobilization Award AVIVA FINANCE LTD Jan 2023 Got 3rd position in Deposit Mobilization Award
    • Awarded to Md Asaduzzaman
      6th Top Performer (Category: Outstanding) The City Bank LTD Jul 2017 In recognition of the outstanding contribution and achievement to the Retail asset Business