Durgesh Singh

Experience

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  Oil and Natural Gas Corporation Ltd

  May 2016 - Jun 2016

  Intern

  Training in budgeting, sales diary, cenvat and personal claims of employee.

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  MPS Trust

  Apr 2018 - Mar 2019

  Assistant Accountant

  Engaged in financial operations with a primary focus on preparing journals and posting entries in the accounting system. Contributed to the preparation of quarterly and annual financial statements for internal management, reporting, external auditing, and tax filing purposes.Demonstrated precision in accurately recording and reconciling all financial data, ensuring data integrity and compliance. Played a vital role in maintaining the financial health of the organization through meticulous record-keeping and collaborative support in the preparation of financial statements. Show less

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  Deutsche Bank

  Apr 2019 - Nov 2019

  Financial Analyst

  Specialized in trade booking and monitoring for stocks, stock options, and futures. Demonstrated proficiency in utilizing Bloomberg and Reuters terminals for historical price analysis. Executed the recording and posting of all mandatory and voluntary corporate events, including Mergers, bonuses, Bid/Tender, Spin-offs, Stock split/Rev stock split, ISIN change, Call Payment, and Income distribution.Managed comprehensive processes related to trade activities, ensuring accurate and timely recording of corporate events. Leveraged technical skills and market knowledge to contribute to effective decision-making in the dynamic financial landscape. Show less

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  Mercedes-Benz Financial Services India

  Nov 2019 - Feb 2021

  Executive Assistance

  Specialized in Credit Spreading and Underwriting for Mercedes Benz and Bharat Benz dealers, with a focus on analyzing the creditworthiness of dealers through financial and operational report analysis. Presented comprehensive proposals to the Credit Committee, incorporating facts, analysis, and recommended risk mitigation measures.Managed auto loan products based on customer requirements, ensuring tailored solutions. Played a key role in training and monitoring interns, contributing to skill development within the team. Additionally, conducted analysis and presentations, and facilitated the filing of financial fraud cases with the Reserve Bank of India, showcasing a commitment to maintaining financial integrity and compliance. Show less

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  CRIF India

  Jul 2021 - Aug 2022

  Associate Financial Analyst

  Managed pilot project at CRIF Solutions Pvt Ltd, overseeing the evaluation of automobile dealers. Consulted with new and existing dealers to develop business plans/proposals for the automobile sector. Conducted due diligence and risk assessment, including financial analysis and credit line recommendations. Documented reports to determine the competence of applicants for ongoing business proposals.Assessed risk through financial analysis, cash flow analysis, financial feasibility, tax returns, and operational performance indicators. Recommended credit line conditions based on comprehensive evaluations. Produced custom reports for dealer relationships and collaborated with their bankers and accountants. Generated Management Information reports for Rating Committee discussions, contributing insights before finalizing ratings/scores.Authored detailed credit rating reports, providing senior management with in-depth analysis of trends and performance for entities undergoing due diligence. Demonstrated expertise in thorough risk assessment, financial analysis, and report generation within the automobile sector. Show less

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  BluCognition

  Sept 2022 - May 2023

  Credit Risk Underwriter

  I actively contributed to the identification of trends and validation of potential risks to the overall portfolio. Leveraging my expertise, I conducted thorough research online to gather relevant company information for underwriting purposes. Working closely with Team Leads based in the USA, I evaluated the risk of customer default and collaborated on effective risk mitigation strategies.In addition, I played a key role in monitoring and investigating merchants' credit card activities using internal and external risk monitoring tools. My proficiency extended to credit risk modeling and automation, enabling me to prepare detailed credit memos based on financial and credit analysis. I consistently recommended risk mitigation measures to ensure a balanced and secure credit portfolio. Show less