Howard Cho

Experience

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  Bally Total Fitness

  Jul 2006 - Mar 2010

  Sales Representative

  -Engage with potential members in-person, over the phone, and through email, providing informationabout gym facilities, membership options, and benefits.- Conduct needs assessments to understand individual fitness goals and tailor membership offeringsaccordingly.-Assisted the Sales Manager in developing and implementing sales strategies to drive revenue growth.-Attend regular sales training sessions to stay updated on new offerings and sales techniques.

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  Hiossen

  Nov 2010 - Dec 2014

  Dental Implant Consultant

  - Manage a designated territory, including prospecting, lead generation, and nurturing existing clientrelationships.- Conduct product presentations and demonstrations for dental professionals, showcasing the benefitsof our dental implant solutions.- Collaborate with dental clinics, oral surgeons, and other stakeholders to provide tailored implantsolutions based on patient needs.- Identify opportunities for upselling and cross-selling implant-related products, resulting in a 20%increase in average deal size.- Stay informed about industry trends, competitor offerings, and new product developments to providevaluable insights to clients. Show less

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  Bank of America

  Nov 2014 - Dec 2018

  Loan Consultant

  - Originate and process mortgage loan applications from various sources, including walk-ins, referrals,and marketing initiatives.- Provided exceptional customer service to bank clients by addressing inquiries, resolving issues, andoffering financial solutions.- Cross-sold banking products and services to customers, contributing to increased revenue andcustomer retention.- Participated in training programs to stay updated on bank products, services, and complianceprocedures.- Evaluate applicants' financial situations and creditworthiness to determine the appropriate loanproducts.- Assist clients in completing loan applications, explaining loan options, and answering questions relatedto the lending process.- Collaborate with underwriters, processors, and other internal teams to ensure timely and accurateprocessing of loans.- Maintain a thorough understanding of current market trends, interest rates, and lending regulations. Show less

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  LoanDepot

  Jan 2019 - Nov 2021

  Senior Lending Officer

  - Originate and process mortgage loan applications from various sources, including walk-ins, referrals,and marketing initiatives.- Assist clients in completing loan applications, explaining loan options, and answering questions relatedto the lending process.- Collaborate with underwriters, processors, and other internal teams to ensure timely and accurateprocessing of loans.- Maintain a thorough understanding of current market trends, interest rates, and lending regulations. Show less

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  Streamline Home Lending Corp.

  Nov 2021 - now

  Chief Lending Officer

  - Originate and process mortgage loan applications from various sources, including walk-ins, referrals,and marketing initiatives.- Assist clients in completing loan applications, explaining loan options, and answering questions relatedto the lending process.- Collaborate with underwriters, processors, and other internal teams to ensure timely and accurateprocessing of loans.- Maintain a thorough understanding of current market trends, interest rates, and lending regulations. Show less