Experience

• 

  Finansbank

  Jan 2005 - Jan 2006

  Credit analyst
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  Akbank

  Jan 2006 - Jan 2007

  Credit analyst
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  Fibabanka

  Jul 2007 - Mar 2014

  Commercial loans manager

  - Conduct credit analysis of corporate and commercial segment customers,- Participate weekly Credit Committee meetings and present credit requests to the Committee members, - Monitor existing clients during post approval process including regular customer visits,- Create periodic&ad-hoc reports about specific customers as well as the whole credit portfolio,- Take part in the development and implementation project of credit scoring model and early warning system.

• 

  Danske commodities

  Mar 2014 - Mar 2016

  Head of credit risk management

  - Lead the credit team which is responsible from the whole credit evaluation and monitoring processes within the organization,- Perform regular credit analysis of counterparties in 32 different countries across Europe including SEE region and Turkey,- Make clear recommendations to leadership about credit lines, collaterals and other conditions in-line with the corporate credit policy,- Lead collateral and contract negotiations (e.g. CSA, bank and parent company guarantees etc.),- Create a monthly credit risk report as well as ad-hoc executive summaries and notes for top management in order to present current and potential credit related risks,- Play lead role in updating and implementing credit policy, validating scoring model and overviewing the whole credit process in order to improve the overall credit risk quantification, - Carry out regular portfolio analysis, monitor country and region specific risk concentrations and follow up credit ratings of counterparties, - Closely monitor market and counterparty news&updates and take proactive actions when needed, - Cooperate with other internal stakeholders including Front Office, Legal&Compliance and Finance to ensure effective credit risk management and play lead role in training of sales&trading teams on credit risk in order to increase the risk awareness across the organization. Show less

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  Fibabanka

  Apr 2016 - now

  • Commercial&Retail Credit Strategies and Risk Analytics Director

    Mar 2022 - now

  • Commercial Credit Strategies and Risk Analytics Unit Head

    Apr 2020 - Apr 2022

  • Commercial Credit Underwriting Unit Head

    Apr 2016 - Apr 2020