Anchal Agarwal

Experience

• 

  Siemens

  Jun 2006 - Aug 2007

  Business Administration of Turnkey Projects of Industrial Solutions & Service Department of the company

  • Commerial Executive

    Jun 2006 - Aug 2007

  • Commerial Executive

    Jun 2006 - Jul 2007
• 

  ICICI Bank

  Sept 2009 - May 2018

  Relationship Manager

  Worked as part of Business Group in the Wholesale/Corporate Banking Division of ICICI Bank– loans & assets• Managed client portfolio of Mid and Large Corporate • Responsible for Credit Analysis, Credit Sanction & Credit Monitoring of client accounts• Additional business responsibilities included acquiring new business and deepening of existing relationship• Business Development – Generating Asset business for bank including cross-selling of Liability productsPerformed Credit Analysis (Business & Financial Analysis) to assess the repayment capacity of client• Analyzed client’s business model including industry and management analysis• Financial modeling, sensitivity analysis, CMA assessment for analyzing company’s financial strength• Assessment of fund/non-fund - working capital, term loan, treasury needs – domestic/foreign, ECB • Preparation of Credit Proposal, analysis of Risk and Return, Proposal Pitch to sanctioning committeeResponsible for maintaining banking relationship & service client needs on various banking products• Negotiated with client on pricing, security, covenants and other terms and conditions of funding• Lead entire credit cycle – pre-sanction, sanction, documentation, security creation, disbursement• Coordinated & Liaises with cross functional teams - corporate legal, credit risk, internal complianceResponsible for ensuring compliance to various RBI regulations and internal policy guidelines Show less

• 

  Paradigm Quest

  Sept 2019 - Apr 2022

  Mortgage Conditions Fulfillment Specialist

  • Fulfillment Specialist

    Jan 2021 - Apr 2022

  • Funding Allocator

    Sept 2019 - Jan 2021
• 

  CMLS Financial

  Mar 2022 - now

  Mortgage Underwriter