Matthew Gardener

Experience

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  MFS Investment Management

  May 2011 - Dec 2012

  Client Service Representative

  • Answered client calls from shareholders, brokers, attorneys and individual clients• Identifed proper protocols and course of action for call resolution• Accurately processed redemptions, purchases and exchanges• Identified communicate and deliver proper instructions on transfers and ownership changes• Updated and modify the company client database for all client information• Attended weekly team and strategy meetings to identify call resolution measurements; improve call resolution quota and client satisfaction• Coordinated and worked with other teams and groups at MFS on clients instructions and requests Show less

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  Tanglewood Legacy Advisors, LLC

  Jan 2013 - Apr 2013

  Research Assistant

  • Provided support to the President• Researched financial items and markets• Authored media posts and position papers on various ideas and strategies

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  S&P Global Ratings

  Apr 2013 - Sept 2013

  Freelance Editor

  • Edited full analyses and press releases.• Proofread and published content in Public Finance, (including Higher Education, Health Care, and State and Local Governments)• Ensured proper grammar, sentence structure, paragraph order, tense agreement, detail relevance, etc.• Worked in a team with other in-house editors and editors across the nation• Checked facts in articles for accuracy (i.e. name composition and geographic location)• Hyperlinked and marked organizations in articles and tables Show less

• 

  S&P Global Ratings

  Nov 2013 - Sept 2021

  • Present and vote in rating committees for esoteric asset-backed securities (triple-net lease, container lease, whole business, data center, etc.)• Develop cash flow assumptions for various asset classes• Author commentaries and rating rationale reports• Perform legal, credit, real estate valuations, and cash flow analysis• Initiate Non-Traditional ABS team's first quarterly newsletter• Lead annual surveillance reviews of outstanding rated bonds in several asset classes• Train new entrants on credit and cash flow methodologies for a variety of structured finance asset classes Show less •Perform legal, credit, real estate valuations, and cash flow analysis; and present rationale for recommendations on assets like small business loans, aircraft, and containers•Gather industry research and performance data among a series of credits•Articulate our analytical judgements/assumptions in commentaries, rating analyses, asset-specific index pieces, and event-driven press releases•Execute rating methodologies across a range of asset classes in the structured finance space•Structured finance non-traditional asset classes covered include solar, franchise, stranded assets, timeshare, tobacco settlements, aircraft, container, railcar, single-tenant triple-net lease, small business loans, and data centers•Prepare presentations and related commentary for conferences like ABS East•Lead a team of six to consistently execute documentation deliverables•Coordinate internal processes between departments to transmit data/content•Manage internal data system to facilitate flow of rating actions across teams•Mentor new analysts by walking through credit methodologies and assumptions as well as ratings processes and database systems•Attend off-site reviews of servicers and originators Show less • Performed legal, and credit analysis and present findings on assets like small business loans• Gathered industry research and performance data among a series of credits• Articulated our analytical judgements/assumptions in commentaries, rating analyses, asset-specific index pieces, and event-driven press releases• Developed and execute rating methodologies across a range of asset classes in the structured finance space• Structured finance non-traditional asset classes covered include solar, franchise, timeshare, tobacco settlements, aircraft, container, railcar, single-tenant triple-net lease, and small business loans• Prepared presentations and related commentary for conferences like ABS East• Led a team of six to consistently execute documentation deliverables• Coordinated internal processes between departments to transmit data/content• Managed internal data system to facilitate flow of rating actions across teams• Mentored new analysts by walking through credit methodologies and assumptions as well as ratings processes and database systems• Attended off-site reviews of servicers and originators Show less • Edited full analyses, summary analyses, media releases, charts, and tables• Proofread and published content in Structured Finance (including commercial mortgage-backed securities, collateralized debt obligations, and other asset-backed securities)• Ensured proper grammar, sentence structure, paragraph order, tense agreement, detail relevance, etc.• Coordinated with analysts on publishing priorities (which and when certain articles go out)• Worked in a team with other in-house editors and editors across the world• Checked facts in articles for accuracy (i.e. name composition and geographic location)• Hyperlinked and marked organizations in articles and tables• Resolved corrections on articles through a rigorous and complete corrections process• Took on leadership roles as a an editorial representative to other departments (including the analytical staff) Show less

  • Associate Ratings Analyst

    Dec 2020 - Sept 2021

  • Senior Research Assistant for Structured Credit Non-Traditional Assets

    Apr 2019 - Dec 2020

  • Research Assistant

    Nov 2015 - Apr 2019

  • Assistant to the Editor for Structured Finance

    Nov 2013 - Nov 2015
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  KBRA

  Sept 2021 - now

  • Performing credit and cash flow analysis on commercial securitizations backed by Whole Business, Energy, Railcar, Outdoor Advertising, and Telecom related assets• Participating in virtual and on-site diligence with issuer and operator management• Developing credit methodologies for specific asset types, including Communications Infrastructure Securitization assets• Leading training sessions for new entrants• Presenting credit analytics to committee attendees• Participating in panel discussions at conference events including DealCatalyst and SEARUC• Led team of analysts in analysis of transactions, preparation for conferences, due diligence on-sites, legal inquiries with counsel, and external calls with investors and arrangers Show less

  • Director

    Apr 2023 - now

  • Associate Director

    Sept 2021 - Apr 2023