Nicole Smith, MBA, CFE, CGAP, CWMF

Nicole smith, mba, cfe, cgap, cwmf

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location of Nicole Smith, MBA, CFE, CGAP, CWMFDetroit, Michigan, United States
Phone number of Nicole Smith, MBA, CFE, CGAP, CWMF+91 xxxx xxxxx
Followers of Nicole Smith, MBA, CFE, CGAP, CWMF3000 followers
  • Timeline

    Apr 1999 - Dec 2001

    Assistant Branch Manager

    Charter One Bank
    Dec 2001 - Feb 2004

    Licensed Sales Agent

    AAA of Michigan
    Feb 2004 - Aug 2005

    Member Relations Representative

    DFCU Financial
    Aug 2005 - Apr 2007

    Branch Manager

    KeyBank
    Apr 2007 - Jul 2012

    Commercial Operations Specialist II

    City of Detroit
    Detroit Water & Sewerage Department
    Aug 2012 - Jun 2014

    Branch Manager

    Huntington National Bank
    Jun 2014 - Oct 2015

    Senior Internal Auditor

    Comerica Bank
    Mar 2016 - now

    Business Owner

    NMS Consulting Services, LLC
    Apr 2016 - Feb 2017

    Senior Internal Auditor

    GM Financial International Operations Division
    Feb 2017 - Sept 2019

    Government Auditor

    City of Detroit
    Dec 2019 - Sept 2022

    Finance Manager

    City of Detroit
    Oct 2022 - Dec 2023

    Senior Corporate Auditor

    Blue Cross Blue Shield of Michigan
    Current Company
    Sept 2023 - now

    Adjunct Professor of Business

    Wayne County Community College District
  • About me

    Business Consultant | Analyst | Mentor | Speaker | Trainer | Inspirational Leader | Transformational Coach | Educator/Professor | Notary

  • Education

    • John maxwelll leadership training certified team

      2023 - 2024
    • Wayne state university

      1997 - 2002
      Mba business administration
    • Renaissance high school

      1985 - 1989
      Hs diploma college preparatory

      Activities and Societies: Played Softball two years, AJROTC all four years-Company Commander-Senior Year, Prom Committee

    • Michigan state university

      1989 - 1994
      Ba business: mlm-purchasing & logistics managment

      Activities and Societies: Resident Assistant (RA) 1992-1993 Secretary/President, Holden Hall Caucus

  • Experience

    • Charter one bank

      Apr 1999 - Dec 2001
      Assistant branch manager

      Managed branch operations, responsible for cross-selling financial service products related to personal and business accounts: auto loan, home equity, savings, checking, cd's, etc. Coached and developed staff, performed gap analysis with staff members, performed surprise cash audits, promoted to larger deposit base branch based upon productivity numbers, faciliated sales meetings, conducted several off-site events, which produced many new leads that prospered into new accounts, participated in monthly management/sales meetings, developed business and marketing plans. Conducted financial seminars at Goodwill Industries of Greater Detroit-received Community Development Award. Show less

    • Aaa of michigan

      Dec 2001 - Feb 2004
      Licensed sales agent

      Cross-sold financial service products (auto, home and life insurance policies) by assessing and matching needs of clients, attended several networking events to obtain new leads, utilized reports to expand and retain client base, developing business plans that would assist in reaching productivity goals, developed relationships with various vendors, such as dealerships, credit unions, etc. in order to bring in new leads (business opportunities). Selected as the Ambassador for the Pontiac Chamber of Commerce on behalf of AAA for the Waterford location. Licensed in Auto, Home, Life, Accident & Health. Show less

    • Dfcu financial

      Feb 2004 - Aug 2005
      Member relations representative
    • Keybank

      Aug 2005 - Apr 2007
      Branch manager

      Managed branch operations, coached and developed staff, recruited and hired individuals, conducted performance appraisals, cross-sold financial service products, performed financial reviews with clients, responsible for developing marketing plan, facilitated daily meetings, promoted to larger deposit base branch, increased branch revenue by networking and expanding relationships with clients. Responsible for reporting productivity on a daily basis and monitoring budget to control expenses. In addition, ensured that our branch and staff were in compliance with regulations that affected daily operations.Member of Rochester Chamber of Commerce while working at the Rochester Hills branch-networking opportunities and was involved with the women's monthly networking luncheon.Member of Livonia Chamber of Commerce while working at the Livonia branch for networking opportunities.Heavily involved in networking events for exposure (building relationships) to obtain business leads. Show less

    • City of detroit

      Apr 2007 - Jul 2012

      *Supervision of staff within the Permits & Demolition Area (off-site location) and Suburban Billing Area.*Successfully restructured operations within the Permits & Demolition area*Engaged in customer service, fiscal management, data analysis, budget preparation and complaint investigation*Oversaw the performance management process for off-site staff*Conferred with system subscribers or suburban municipal representatives to discuss status of current service or expansion of services*Responsible for improving business operations*Audited ledgers, deposit slips and cash reports prepared by staff*Organized and developed the work routine and standards for staff*Responsible for writing COGNOS Reports to assist in daily business operations*Use of Visio in developing Business Process Flowcharts and other Microsoft Office Suite Applications, such as: Excel 2007, Word 2007, PowerPoint 2007*Successfully facilitated training for new and existing staff*Created and updated operating manuals Show less *Audited financial records of City Departments and Agencies *Conducted financial and performance audits in the following areas: bank reconciliations, cash audits, teller surprise cash audit, contract compliance, payroll, grant-funded agency program analysis, inventory management, financial statements, and capital assets*Reviewed the operations of the City Departments and Agencies to determine if appropriate internal controls are in place to prevent losses*Attended and participated in monthly staff meetings*Worked on Special Projects as requested by City Council*Facilitated meetings with City Department Managers to assist in the resolution of operational issues*Coordinated meetings with external customers for benchmarking needs*Annually, assisted in the review and analysis of the Mayor’s proposed City budget*Assisted contractual accounting firms, such as KPMG, in the review of the City’s financial statements*Assisted in the training and orientation of junior staff members*Designed audit plans and programs to assist in the completion of conducting financial or performance audits*Wrote audit reports which explained audit findings and provided recommendations to management*Participated, as a board member, in hearings for claims filed with the Auditor General; and provides recommendations to the Auditor General for settlement in favor of or against the City*Annually participated in training with the NABA DOF Conference to enhance skills in auditing and obtain CE credits Show less

      • Commercial Operations Specialist II

        Mar 2011 - Jul 2012
      • Auditor

        Apr 2007 - Mar 2011
    • Huntington national bank

      Aug 2012 - Jun 2014
      Branch manager

      Cross-sold various financial services and products for the consumer and business segment, expanded customer relationships, coached and developed staff, developed and implemented business/action plans to assist in branch productivity, opened new branch Oct 29, 2012 and ranked #1 in district for the month of December for overall sales productivity, work with the local Chamber for business support and networking opportunities in the community. Monitored sales production report and other financial reports to ensure accuracy and control expenses. Ribbon-cutting ceremony held on November 2, 2012 with Hartland Chamber. Opened new In-store branch in Royal Oak on April 8, 2013. Generated over $5 million in new money deposits (consumer/business) within 9 months of opening new location. Licensed Financial Advisor: Accident & Health - Fixed Annuity Show less

    • Comerica bank

      Jun 2014 - Oct 2015
      Senior internal auditor

      * Participated in the planning of specific audits* Conducted audit testing of specific areas and identify reportable issues and level of risk* Followed up on prior audits of the auditee to determine if recommendations were implemented* Analyzed the design and operational effectiveness of internal controls as well as determine root cause of the audit issue* Utilized ACL for data mining and sampling* Management of engagements and various projects were performed with the use of TeamMate software* Effectively communicated findings to management and drafted issues for reporting* Participated in diversity programs, community service events and annual audit training* Worked on some of the following types of audits: SOX, AML audits, Operational Risk, Enterprise Risk, Corporate Compliance*Conducted interviews from the end user to the top level of management Show less

    • Nms consulting services, llc

      Mar 2016 - now
      Business owner
    • Gm financial international operations division

      Apr 2016 - Feb 2017
      Senior internal auditor

      • Onboarded and trained junior staff, which included interns and same level colleagues• Facilitated meetings with the auditee and external auditor, Deloitte• Conducted SOX, financial and operational audits• Performed risk-based audits locally and remotely in European Countries • Participated in leadership training as well as Business Process Excellence training• Traveled internationally performing Treasury & Securitization audits in Brazil as well as Dealer compliance audits in Belgium• Responsible for all phases of the audit, which ranged from planning, risk assessment to the audit program, fieldwork-testing, wrap-up, report writing, etc. Show less

    • City of detroit

      Feb 2017 - Sept 2019
      Government auditor

      • Audited and analyzed accounts of transactions of City Departments and Agencies• Wrote audit reports which explained audit findings and provided recommendations to management• Performed separate audits to fulfill grantor-imposed audit requirements which included a review of financial statements, evaluation of internal control and program compliance• Reviewed and conducted special studies at the request of the City Council.• Annually, assisted in the review and analysis of the Mayor’s proposed City budget• Assisted in the training and orientation of junior staff members• Designed audit plans and programs to assist in the completion of conducting financial or performance audits• Facilitated/Conducted meetings with Group Executives, Directors, Managers, and end-users to obtain business processes and determine if adequate controls were in place• Trained other entities on the significance of internal controls/segregation of duties• Responsible for the implementation of TeamMate by being part of the analysis and configuration team along with coordinating and utilizing resources to expedite the process• Created, updated and developed standard operating policies to create more efficiencies within our department• Appointed and participated as a Board Member and Board Chair for Claim Hearings.• Utilized Excel for data mining, sampling, etc. Show less

    • City of detroit

      Dec 2019 - Sept 2022

      Launched 1st ERG to inspire and empower employees: (increased membership by 300% within 3 month timeframe-employee engagement): elected volunteer Chair position and Interim Financial Committee Chair, attended leadership training, developed budget and charter (with reference to City Charter and based off committee roles and responsibilities) and logo, created 1st newsletter, formed five committees and Tech Team-IT (Health, Mental Health, Professional Development, Community Outreach and Financial), appointed board members and committee chairs, facilitated weekly meetings with Board members, launched 1st program virtually on January 22, 2022 (collaboration with Health Department, live DJ, professional speaker-Maxwell certified presenter, Coordinated and facilitated virtual financial forum with speakers from New York Life, AFLAC, Joe Dallo Estate Attorney Planner, etc., during the Month of March, presented at the Equity Council, worked with our team to put on various programs throughout the City of Detroit for employees, including hosting numerous events virtually and in-person at external locations, collaborating with other ERGs for programming as well as the Civil Rights, Inclusion and Opportunity Department, referring contacts to assist with City-Wide Programming. Also, participated in other ERG events. Our team won the United Way Campaign Fundraising competition! Used some of the following resource tools to help with delivery of programming: Zoom, Outlook, Powerpoint, Smartsheet, Word, Excel, Eventbrite, Outlook and Mailchimp; Executive Sponsor: Deputy Director, HR Show less

      • Finance Manager

        Jun 2022 - Sept 2022
      • Elected Chairperson, Women's Inspiring Network Employee Resource Group

        Oct 2021 - Sept 2022
      • Program Analyst III, OCFO, Office of Development & Grants

        Dec 2019 - Jun 2022
    • Blue cross blue shield of michigan

      Oct 2022 - Dec 2023
      Senior corporate auditor
    • Wayne county community college district

      Sept 2023 - now
      Adjunct professor of business

      -Teach undergraduate business courses-Develop and manage the class syllabus and ensure that the syllabus meets department and college standards-Maintain time outside of class for student assistance-Plan and create lectures, in-class discussions, and assignments-Grade assigned papers, quizzes, exams and presentations-Assess grades for students based on participation, performance in class, assignments, and examination-Work with Administration to ensure a smooth transition for Dual Enrollment students-Create an effective, supportive, learnercentered environment that promotes student learning and development.-Participate in appropriate professional development activities to assure currency in the discipline, knowledge, and instructional methods. Show less

  • Licenses & Certifications

    • Certified fraud examiner (cfe)

      Acfe
      Aug 2018
    • Accident, health and life license

      State of michigan
      Dec 2012
    • Learning bluejeans meetings

      Linkedin
      Aug 2020
      View certificate certificate
    • Diversity, equity and inclusion in the workplace certificate

      University of south florida muma college of business
      Mar 2023
    • Developing resourcefulness

      Linkedin
      May 2020
      View certificate certificate
    • Managing virtual teams

      Linkedin
      May 2020
      View certificate certificate
    • Learning skype

      Linkedin
      Aug 2020
      View certificate certificate
    • Thriving @ work: leveraging the connection between well-being and productivity

      Linkedin
      Jun 2020
      View certificate certificate
    • Maxwell certified behavioral analysis trainer

      John maxwell team
      Dec 2023
    • Excel with linkedin recruiter assessment

      Linkedin
      Sept 2023
      View certificate certificate
    • Certified workplace mindfulness facilitator - ceu

      Mindful leader
      May 2024
    • Certified government auditing professional (cgap)

      The institute of internal auditors inc.
      Nov 2010
      View certificate certificate
    • Lean six sigma greenbelt

      Lawrence technological university
      Jun 2017
    • Leading virtual meetings

      Linkedin
      May 2020
      View certificate certificate
    • Maxwell leadership certified team member

      Maxwell leadership
      Mar 2024
    • Jodi glickman on pitching yourself (2018)

      Linkedin
      Oct 2023
      View certificate certificate
    • Building resilience

      Linkedin
      May 2020
      View certificate certificate
    • Leading at a distance

      Linkedin
      May 2020
      View certificate certificate
    • Remote work foundations

      Linkedin
      Sept 2020
      View certificate certificate
    • Maxwell certified behavioral analysis consultant-disc

      John maxwell team
      Dec 2023
  • Volunteer Experience

    • JA Volunteer-Financial Literacy

      Issued by Junior Achievement on Apr 2015
      Junior AchievementAssociated with Nicole Smith, MBA, CFE, CGAP, CWMF
    • Volunteer

      Issued by Michigan State University Black Alu on Mar 2009
      Michigan State University Black  AluAssociated with Nicole Smith, MBA, CFE, CGAP, CWMF
    • Career Day Participant

      Issued by Boys & Girls Clubs of Southeastern Michigan on Feb 2014
      Boys & Girls Clubs of Southeastern MichiganAssociated with Nicole Smith, MBA, CFE, CGAP, CWMF
    • Career Day/Financial Literacy

      Issued by Wayne County Community College District on Feb 2014
      Wayne County Community College DistrictAssociated with Nicole Smith, MBA, CFE, CGAP, CWMF
    • Volunteer

      Issued by Junior Achievement of Southeastern Michigan on Apr 2016
      Junior Achievement of Southeastern MichiganAssociated with Nicole Smith, MBA, CFE, CGAP, CWMF
    • Executive Board Member

      Issued by Association of Government Accountants (AGA) on Oct 2007
      Association of Government Accountants (AGA)Associated with Nicole Smith, MBA, CFE, CGAP, CWMF
    • Committee Member

      Issued by National Black MBA Association on Jan 2018
      National Black MBA AssociationAssociated with Nicole Smith, MBA, CFE, CGAP, CWMF
    • Mentor

      Issued by Sisterfriendsdetroit on Jan 2018
      SisterfriendsdetroitAssociated with Nicole Smith, MBA, CFE, CGAP, CWMF
    • Wisdom Project Student Mentor

      Issued by Michigan State University - Eli Broad College of Business on Sept 2019
      Michigan State University - Eli Broad College of BusinessAssociated with Nicole Smith, MBA, CFE, CGAP, CWMF
    • Student Mentor

      Issued by Wayne State University on Sept 2021
      Wayne State UniversityAssociated with Nicole Smith, MBA, CFE, CGAP, CWMF