Experience

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  Appalachian computer services

  Jan 1991 - Jan 1992

  Staff accountant

  Performed cost/benefit analysis on various productsAnalyzed actual results to budgeted expectations and provided a summary report to the CFOReconciled general ledger accountsAssisted in monthly financial close with general ledger input

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  Farmers bank & capital trust company

  Jan 1992 - Jan 1993

  Investment specialist

  Provided the Commonwealth of Kentucky with daily cash flow reporting for investing opportunitiesReconciled various general ledger accountsMaintained customer records on individual investments

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  Farmers capital bank corporation

  Jan 1993 - Jan 1995

  Loan review officer / internal auditor

  Performed audits in accordance with pre-defined standards for a six bank and 13 office finance company financial institutionEnsured all consumer compliance regulations and applicable laws were complied with by appropriate bank staffDeveloped initial audit programs for finance company and educated staff on the processReported audit findings to senior management and audit committeesServed as a liaison for external audit staff and State and Federal regulatorsDeveloped new audit procedures as accounting pronouncements changed Show less

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  Farmers bank & capital trust company

  Jan 1995 - Feb 2017

  Chief financial officer

  Direct monthly close of business and subsequent financial reporting for $800 million financial institution and subsidiaries in accordance with GAAPServe as key contact person with internal audit, external audit, Federal and State Bank Examiners on safety and soundness and compliance issuesMonitor changes in accounting pronouncements and develop procedures as needed based on interpretationsProvide accounting oversight and support for seven companies and 120 employees including leasing and insurance subsidiariesPerform financial analysis of prospective and current commercial loan and lease customers to support $325 million lending functionRun Asset / Liability model forecasting balance sheet and income results over a rolling 12 month periodReport results of operations, significant variances to prior year, budget and forecast, violations of policy, and key risk issues to Board of DirectorsLead senior staff in monthly Asset / Liability Committee meeting with a strategic focus determining pricing of bank products, new marketing and product strategies, and risk evaluationsPrepare weekly and quarterly reports for the FDIC and Federal ReserveLead annual strategic planning process incorporating five branches, six departments, and five subsidiaries to create a strategic plan and budget for a three year periodPerform profitability analysis for branches, departments, and products including analyzing possible new ventures and productsContinually evaluate internal control structure to ensure adequacy of and compliance with Sarbanes-OxleyPrepare State Franchise Tax Return and Bank Deposits Tax Return Show less

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  Stock yards bank & trust

  Aug 2017 - Sept 2019

  Vice president, financial reporting manager
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  Class act federal credit union_official

  Sept 2019 - now

  Chief financial officer

  As CFO for an education-based $300 million credit union I serve in a strategic role helping to guide the growth and overall success of the organization. My contributions include the traditional Finance-related activities such as budgeting, Asset/Liability management, financial reporting, and accounting oversight. I Our Quality Assurance and Compliance area, Payments Operations area, and accounting group all report up into my position.