Dhawal Mehra

Experience

• 

  Airtel

  Apr 2010 - Apr 2011

  Territory Sales Manager - Prepaid

  • Built up strong distribution network by increasing Subscriber Identity Module (SIM) card and Recharge selling outlets in assigned territory, accomplished a growth of 30% in revenues within a year• Showcased Relationship Management skills by initiating programs through continuous and effective engagement with retailers and Field Executives

• 

  Teach For India

  Apr 2011 - May 2012

  Teaching Fellow

  1. Tutored 29 underprivileged students in an assigned low-income school by developing learning-friendly environment in the classroom.2. Created instructional plans to match the whole class and individual students’ needs.3. Collaborated with other teachers, administrators, and community members to build skills and obtain resources for the classroom.4. Administered and analyzed assessments to measure students’ progress toward academic goals.

• 

  Education Planet

  Jun 2012 - Aug 2014

  Marketing Manager

  • Created strategies for reaching out to prospective customers, mostly educational institutes• Equipped more than a dozen educational institutes within a short span of a year and a half with affordable and quality scientific infrastructure

• 

  Bank of India

  Sept 2014 - Jul 2022

   Cultivated strong relationships with local stakeholders and government authorities, facilitating collaborative partnerships to address socio-economic challenges and drive sustainable growth. Implemented tailored financial inclusion initiatives, expanding banking services to underserved communities and fostering economic development in rural regions. Oversaw daily operations and drove financial performance while ensuring compliance with regulatory standards portfolio and over 20% in branch deposits (Rs 6.5 Cr.) in just 11 months. Additionally, recovered Rs. 2.82 Crores in bad debts, leading to a remarkable 40% reduction in bad debt expense for the branch Worked closely with sales team to craft customized loan proposals, ensuring alignment with bank and customer needs, bolstering the bank's competitiveness Upheld rigorous adherence to internal policies, external regulations, and legal requirements during credit evaluation, upholding integrity and robust risk management Prioritized credit quality by vigilantly monitoring sourced accounts, promptly identifying potential risks and implementing preventive measures to maintain a robust, non-delinquent portfolio Show less  Strengthened Credit Monitoring and debt collection mechanisms across 90+ branches, boosting operational efficiency Proactively managed existing loan portfolio, identifying early warning signals and implementing mitigation strategies Maintained high standards of credit underwriting, contributing to organizational success and risk management.  Led legal actions, including insolvency proceedings, to recover outstanding debts and protect the organization's interests, recovering totaling Rs. 300 Crores, with a notable achievement of Rs.30 Crores reclaimed from two major accounts Show less

  • Senior Branch Manager

    Aug 2021 - Jul 2022

  • Manager- Credit Monitoring, Risk & Recovery

    Dec 2017 - Jul 2021

  • Assistant Manager

    Sept 2014 - Dec 2017
• 

  Beam Suntory

  Feb 2023 - Mar 2023

  MBA Consultant

  • Developed & implemented strategies to promote overall positioning of the assigned Roku Gin brand; monitored the opportunities generated out of the same• Formulated a Go-to-Market campaign strategy for the Roku Gin brand, executed a digital experience and offline channel activation strategy to increase brand awareness• Conceptualized a full-funnel, multi-channel marketing strategy to reach and engage Spanish consumers

• 

  Tshimologong Precinct

  May 2023 - Jul 2023

  MBA Consultant

  • Devised strategy for Tshimologong to transform into a ‘Smart-City Hub’ from a generic ‘Tech Hub’.• Rethought, and revised the pricing structure of Tshimologong’s co-working space to increase the revenues by 100% by 2025.

• 

  Creditnama

  Dec 2023 - now

  Vice President, Lending Operations

   Integral part of the founding operations team, establishing scalable processes for future growth. Fostered strategic partnerships with banks and NBFCs, onboarding 10+ banks and HFCs onto the platform. Developed investment deck to secure investor interest and implemented operational enhancements for increased efficiency and productivity.