Kevin Cougle

Experience

• 

  Bank of America Merrill Lynch

  Aug 2003 - May 2006

  Financial Advisor

  Worked cooperatively with Premier Client Managers and a book of 350 high net worth clients. Operated like a full-service brokerage firm.Worked as a Consultative Financial Advisor to clients, encompassing all avenues of estate planning and wealth management. Used financial analysis software to create comprehensive investment plans for clients.Obtained Series 66 Fee-Based Planning License.

• 

  Empire Capital Marketing Group

  Jun 2006 - Dec 2011

  Broker General Agency External Wholesaler

  Marketed and educated independent Financial Advisors and Brokers on products for life insurance, fixed annuity, disability and long-term care.Ran all aspects of an Insurance Marketing Organization.Issued General Agency agreements to Independent Financial Firms.Obtained Certification in Long Term Care – CLTC Designation.

• 

  Genworth Financial

  Jan 2012 - Sept 2013

  Regional Vice President for LTC - External Wholesaler

  Marketed and educated wire house Financial Advisors on Long Term Care products. Regional Vice President for LTC to market and sell long term care to Financial to market and sell long term care to Financial Advisors and Brokers clients. Called on Merrill Lynch, Morgan Stanley Smith Barney, UBS, Ameriprise and Edward Jones. Sold traditional, single premium UL/LTC and group/business LTC plans to clients.

• 

  John Hancock Financial Services

  Sept 2013 - May 2014

  Regional Long Term Care Wholesaler

  As a National Wholesaler servicing Ameriprise, Edward Jones, Merrill Lynch, and UBS. Marketed and educated wire house Financial Advisors on Long Term Care products. I provided sales support as a business partner that helped the Advisor meet their clients needs.

• 

  Lincoln Financial Group

  May 2014 - Jul 2017

  Regional Marketing Director

  Wholesaler of Lincoln MoneyGuard LTC servicing Merrill Lynch, Morgan Stanley, UBS, Edward Jones, LPL, Raymond James and Wells Fargo. I provide a number of LTC sales support services including: - Financial Advisor education- Case analysis and point-of-sale assistance- Client Seminars- Telephone and web-based seminars- Product training- LTC rate quotes and sales illustrationWith over 25 years of experience, the Flex-Pay options in MoneyGuard helps meet most clients LTC needs. Show less

• 

  Allstate

  Aug 2017 - Aug 2018

  Recruiter and Field Sales at Allstate Insurance
• 

  Cadaret, Grant & Co., Inc.

  Aug 2018 - Nov 2024

  Retirement Income and Long Term Care Specialist

  Spending the last 30 years with some of the world's major financial institutions provides me with the expertise to help clients meet their financial goals. With being a financial advisor for over 18 years and then helping advisors talk to their clients about Long Term Care and Life insurance planning for the past 12 years, lead me to build my own practice. Cadaret,Grant & Co.Inc. allows me to bring clients the best solution to meet their needs and using my contacts in the distribution channels, gives me expertise in this industry. These years of experience allows me to address concerns of wills, insurance, investments, family dynamics, and to help with all the financial needs of my clients.Securities and Advisory Services offered through Cadaret, Grant & Co., Inc., a Registered Investment Advisor and Member FINRA/SIPC. Show less

• 

  LTCPG

  Oct 2018 - now

  Help clients find the right solution for their Long Term Care need to protect there way of life an there portfolio.

  • Long Term Care Specialist

    Aug 2018 - now

  • Health Insurance Agent

    Oct 2018 - now
• 

  Ramsey Solutions

  Mar 2022 - Aug 2022

  Dave Ramsey LTC Insurance Ramsey Trusted Advisor

  Helping Dave Ramsey listeners in Upstate New York with long-term care insurance by impartiality shopping the market. Since 2000 I've followed the principals taught by Dave Ramsey.

• 

  NPA Financial, LLC

  Nov 2024 - now

  Financial Representative

  Kevin Cougle is a Registered Representative of, and securities are offered solely by Equity Services, Inc.(ESI), member FINRA/SIPC, 354 Mountainview Drive, Suite 200, Colchester, VT 05446; 802-864-6819. NPA Financial, LLC and all other entities are independent of Equity Services, Inc. In CO, MO, NH and WI, ESI operates as Vermont Equity Services, Inc. Representatives of ESI do not offer tax or legal advice. For advice concerning your own situation, please consult with your appropriate professional advisor.Kevin offers securities in NY, and is insurance licensed in NY and FL. An endorsement of this individual may not be representative of others, opinions or experience. TC7385866(1124)3An "endorsement" of this individual is not a referral of him for investment advisory services and may not reflect others' views or experience. TC143543(0824)3 Show less