Earl Rutter Jr

Experience

• 

  Guardian Life

  Jun 2000 - Jan 2006

  Senior Underwriter

  Underwriting of established insured and self funded medical business over 100 contracts. Also underwriting of established and new dental, life, disability products greater than 250 contracts. I worked directly with the NYC metro, Boston, Hartford, and North New Jersey sales team.I also managed a block of fully insured school board prescription drug business with annual revenue exceeding $10,000,000. I worked with management and the broker to bring this block back to profitability.

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  Highmark Delaware

  Jan 2006 - Aug 2011

  Senior Underwriter

  Underwriting of both established business and new business, insured and self funded medical between 51 and 9000 contracts. Managed accounts from underwriting perspective by making proper plan change recommendations, providing explanation on rating methodology, and participating on broker conference calls.

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  Independence Blue Cross

  Aug 2011 - Jul 2014

  Senior Underwriter

  January 2013- July 2014: Lead Pharmacy Underwriter responsible for underwriting of self funded prescription drug coverage greater than 300 contracts. In addition, I work with management to develop pricing and business processes for this coverage.August 2011 - January 2013: Senior new business underwriter responsible for new medical business greater than 100 contracts. I worked directly with marketing to develop case strategy on large mid market cases greater than 300 contracts. I also attended client visits as needed and participated on conference calls. Show less

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  Gallagher

  Aug 2014 - Aug 2019

  Analyze and evaluate various carrier proposals and projections for the Eastern region. Attend client meetings and participate on conference calls. Participate on the national stop loss committee. Regularly attend new vendor and carrier presentations. Regularly review resources to ensure I'm kept up to date with the latest market developments and Healthcare reform news.Help manage a group of underwriters who complete self funded renewal projections, incurred but not yet reported calculations, and monthly carrier tracking. I help manage deadlines and ensure calculations and projections are accurate and sound from an underwriting perspective. Show less

  • Financial Underwriting Consultant

    May 2018 - Aug 2019

  • Senior Underwriter

    Aug 2014 - Apr 2018
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  Corporate Synergies

  Sept 2019 - now

  Underwriting Director