Shalin Dhanushka

Experience

• 

  Alliance Finance Company PLC

  Apr 2013 - Jan 2016

  Appraisal of new credit proposals and make recommendation to AGM – creditPersonal loans,Mortgages, Equipment leasing , vehicle leasing Monitoring the sales of Personal Loans, Mertagages, Equipment leasing in the division.Risk analysis pertaining to post approval systemReviewing of Credit Policy and provide suitable recommendations.Evaluate Credit recommendations.Identification of NPL trends, arrears in rentals and implementation of Control plans.Monitoring of rental payments and arrears of the contract approved during the past 12 months. Show less 1. Sales & MarketingCoordinate & Monitor BTL marketing requirements and facilitate with the necessary promotional items with Marketing Communication Unit.Facilitate to ATL promotions.Facilitate low cost channel through business introducers to improve value chain of the Company.2. CreditMarketing research on competition products, sector analysis, geographical analysis, risk and data mining.Facilitating credit policy revisions at regular intervals.3. Management AccountingAnalyze monthly product profitability reports.Identify the reasons for the negative variation in Product Profitability and drive to take necessary steps to make it profitable.4. Impairment, Provision& RecoveriesAnalyzing provision figures in both Central Bank of Sri Lanka regulations & IFRS regulations. Organized IFRS training to marketing officers, recovery officers and branch managers.Facilitated alternative options of disposing yard assets.(Eg. Re-leases with comparatively minimum loss than selling )5. HRIdentifying gaps, facilitate to recruitment, setting KPI’s & JD’s in line with the company vision mission & objectives.Facilitate performance evaluation & reward systems, staff grievances and staff infrastructure matters. Show less

  • Assistant manager - Credit Analyst

    Oct 2014 - Jan 2016

  • Assistant Manager-Coordinator to Assistant General Manager-RFS

    Apr 2013 - Oct 2014
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  Orient Insurance

  Jan 2016 - Jan 2020

  Insurance Assistant
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  Union Insurance

  Jan 2020 - now

  Assistant Manager -Marine