Ritu Raj

Experience

• 

  Reliance Infrastructure Limited

  Jul 2008 - Apr 2010

  Assistant Manager

  Worked as Assistant Manager:Key projects: Rajiv Gandhi Thermal Power Project, Hisar (2X600MW) | Raghunathpur Thermal Power Project, Raghunathpur (2X600MW)# Project Management and Engineering Group: Handling power projects with a combined capacity of 2400 MW # Solely responsible for reviewing project progress by reviewing technical documents and drawing schedule # Led project team responsible for implementation of layout designs at construction site

• 

  Reserve Bank of India (RBI)

  Jul 2012 - now

  Highlights• Supervision of Non Banking Financial Companies: Inspection of financial institutions operating in NBFC sector• Regulatory reporting and Basel II norms: Preparation of inspection report based on CAMELS pattern• Regulatory Capital calculation: Calculation of Risk Weighted Assets(RWAs) and core capital• Investment Portfolio Valuation: Valuation of investment portfolio of financial institutions• Credit Risk: Assessed and provided feedback on credit risk appraisal system for corporate and commercial lendingKey ProjectsInspection of financial institutions - Involved in identification of gaps in NPA classification and income recognition- Inspected financial institutions with asset size above Rs.1000 crore • Informal Office advisory to an Indian conglomerate for streamlining its gold loan operations- Prepared a detailed report on deficiencies in the current gold loan operation- Engaged in preparation of detailed process manual for streamlining the operation Show less

  • Portfolio Manager

    Jul 2017 - now

  • Manager

    Jul 2012 - Jul 2017