Rabindra Kumar

Experience

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  Bihar Rural Livelihood Promotion Society

  Sept 2011 - Nov 2011

  Trainee

  Project Title: Study and Analysis of Food Security Fund (FSF) in Four Village Organization of MuzaffarpurProject BriefFSF is a financial credit programme which provides a single window within village for Procurement, Packaging and Distribution of food grains at a price less than the retail market. Our work on the project covered: • Impact analysis of FSF in terms of reduction in debt cycle and food security for SHG members• Possible ways to improve procurement process of food grains which includes selection of different procurement channel, their transportation cost etc. and cost benefit analysis for each channel • Selected most cost effective channel for procurement and trained VO staffs for its implementation• Suggested some changes in distribution channel to reduce the transportation cost• Suggested possible way to reduce credit recovery period as it reduce the working capital for VO Show less

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  NABARD Financial Services Ltd

  May 2012 - Jul 2012

  Trainee

  Project: Developing Suitable feature of insurance Products for SHGsProject Brief To mitigate risk of Micro-Credit, NABFINS needed to provide insurance to all its SHGs members across three states of Karnataka, Tamil Nadu and Andhra Pradesh. Major requirements of the project were as follows:• Identification of needs for Insurance of SHG members in states of Karnataka & Tamil Nadu • Selected most suitable life, livestock & health insurance product • Negotiation with selected insurance company for product design (in case of life insurance) and implementation• Suggested centralized implementation channel as an alternative channel to its current BC model to avoid exploitation of SHG members by BCs • Detail plan of implementation for proposed model and its cost benefit analysis for NABFINS Show less

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  SREI Sahaj eVillage Limited

  Oct 2012 - Dec 2012

  Management Trainee

  Project Title: To understand the Supply Chain Model of SSEVL and Develop an Efficient Tracking and Procurement Model Project Brief • SSEVL has an ERP supported supply chain for sales of d.light’s Solar Lamps in rural area by using its network of more than 24000 Common Services Centers (CSCs) across six states of India. • My role was to resolve the issue of divergence of actual sales data with ERP data and develop a Tracking and Procurement model.• Process mapping for Demand estimation, Order size, Safety stock etc. and all stakeholders of Supply chain i.e. VLE, Regional Control Centre (RCC) and State Head Office (SHO), HO and Supplier • Suggested an Inventory Management Model to track inventory across state and generate purchase order automatically Show less

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  YES BANK

  May 2013 - Mar 2019

  Product Sales Manager, Agribusiness Product Management

  Role of Agribusiness Product team at Yes Bank is of hybrid in nature with mix of product and relationship management in F & A space. Primary responsibilities included Product and Business Development in F& A segment to maximise the priority sector lending achievement , PSL Audit and Compliance: Business Development:• Responsible for start of Commodity Finance/WHR and other agri business at new locations in Maharashtra i.e. Marathwada, South Maharashtra and Khandesh region in MSME Space• Sourcing of new relationship at existing locations -MMR & Pune, with network Relationship managers and Branch NetworkAudit & Compliance:• Primary responsibility for Monitoring and Audit of Priority Sector Landing asset • Regulatory reporting of Priority sector asset in compliance of RBI and internal compliance guidelinesProduct Management: Structuring of lending proposals, CRM development and Value Chain Scoping in Food and Agribusiness Segment Show less

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  Standard Chartered Bank

  Mar 2019 - Apr 2021

  Relationship Manager Commercial Banking

  Responsible for Business Development and Relationship Management in Commercial Banking segment with focus on Food and Agribusiness Industry for Mumbai and adjoining regions. Work area includes:• Primary responsibility of Sourcing of NTB relationship, Limit sanction and smooth disbursement with target of best in class banking service which create value for bank in terms of revenue and goodwill• Execution and monitoring of day to day transactions, trade finance including export and import, merchant trade, various payments etc. • Day to day management of existing relationship and tracking of all new development in the industry and F & A segment Show less

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  Axis Bank

  May 2021 - now

  Vice President - PSL Program Manager

  As PSL Strategy team, core responsibility include realignment of bank wide strategy to generate higher quantum of priority sector assets through product innovation, structuring, deeper geography penetration, process re-engineering, partnership etc. Team is also responsible for proactive management of PSL asset through organic and inorganic means (securitization and PSLC), bank wide automation and system enhancement for proper recognition of PSL assets

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  Axis Bank

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  Vice President - PSL Program Manager