DEBASISH BHATTACHARYA

Experience

• 

  Pest Control India (Pvt) Ltd

  Feb 1992 - Apr 1993

  Sales Representative
• 

  GSK

  Apr 1993 - May 1994

  Medical Representative
• 

  JK Fenner (India) Ltd

  Jun 1994 - May 1995

  Sales Officer
• 

  State Bank of India

  Jun 1995 - now

  • Ensuring smooth running of basic banking transactions.• Looking after the short term and long term funding requirements of business clients and individual customers.• Advising clients on mortgages and raising loans.• Building relationships with high net worth individuals.• Answering any financial and banking queries, contributing towards policy making, providing advice on investments.• Working closely with small and medium sized businesses, managing and monitoring the performance of bank employees, putting into effect new procedures and policies passed down from Head Office.• Handling customer queries face to face, over the phone or via correspondence, marketing new financial products or services, Analysing financial reports.• Advising companies on how to effectively use their money to grow their business, presenting information clearly to customers, work colleagues and third parties.• Representing the bank within the local community, verifying customer data to detect and identify financial fraud.• Opening new bank accounts for individuals and also companies, responsible for cash management.• Demonstrating thorough understanding of banking procedures, knowledge of foreign currency.• Developing processes that reduce the time taken in processing loan applications.• Responsible for Profit & Loss management, Corporate Accounting and Strategic Planning.• Comprehensive understanding of industry & regulatory laws and regulations, risk management and evaluation, debt management.• Good knowledge of finance and accounting, tax planning and compliance.• Performing KYC review for corporate SME & WB accounts with emphasis on unwrapping of corporate layers to find beneficial owners of the companies hidden in various layers Show less

  • Deputy Manager

    Jun 2015 - now

  • Relationship Manager

    Jun 1995 - now

  • Assistant Manager

    Dec 2010 - May 2015

  • Assistant Manager

    Nov 2008 - Nov 2010

  • Senior Associate

    Jul 2008 - Oct 2008

  • ASSISTANT CASH & ACCOUNTS

    Jun 1995 - Jun 2008