Thomas Lönnqvist

Experience

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  LänsiAuto

  Sept 1994 - Sept 1995

  Sales Support

  Sales support responsibilities at a big car dealer which sold new Saab and Mitsubishi cars.LänsiAuto was also a big player at the used car market.

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  Scania

  Sept 1995 - Jun 1999

  Product Manager Spare Parts

  Complete responsibilty for Scania Original Spare Part determination of prices at the Finnish market and Spare Part After Sale campaigns.Coaching of spare part personnel at all dealerships in Finland was also a big part of my job especially in marketing and sales. Meetings with big bus and truck fleet customers and business negotiations.Scania Original Spare Parts are based on four core values: availability,professionalism, customer value and quality.

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  Handelsbanken

  Jul 1999 - Sept 2020

  Handelsbanken Finans is a wholly owned subsidiary of Handelsbanken. Handelsbanken Finans is in charge of a settlement portfolio consisting of leasing products, car purchase financing and credit cards.Responsibility for different B2B and B2C financing products.Negotiations with different cooperation partners and coaching of salespersons in different lines of businesses and Handelsbanken branch personnel.Handelsbanken’s goal is to have better profitability than the average of peer competitors in its home markets. Show less Handelsbanken Finans is a wholly owned subsidiary of Handelsbanken.Handelsbanken Finans is in charge of a settlement portfolio consisting of leasing products, car purchase financing and credit cards. Aktiiviraha Mastercard is our most known credit card. Negotiations with different cooperation partners and coaching of salespersons in different lines of businesses and Handelsbanken branch personnel.Handelsbanken’s goal is to have better profitability than the average of peer competitors in its home markets. Show less

  • Area Manager Handelsbanken Finans

    Aug 2015 - Sept 2020

  • Finance Manager Handelsbanken Finans

    Jul 1999 - Jul 2015
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  Ecster

  Oct 2020 - Jun 2024

  Account Manager

  B2C and B2B financing professional at Ecster (Handelsbanken Finans) with strong knowledge for example in cars, boats, household technology and home renovation financing.Selling, training, developing and refining payment solutions for all channels both consumers and merchants with different kinds of payment campaigns ( Ecster Mastercard) . Led strategic negotiations with different cooperation partners and trained 100+ sales reps across Finland in different business areas, increasing financing volumes by 25% YoY.Ecster collaborates with thousands of merchants and offers payment solutions for all channels. Ecster is represented in Sweden and in Finland and Ecster's head office is located in Stockholm. Together with our customers, we are constantly developing and refining our products and services to create better buying experiences.We can offer a broad spectrum of payment solutions for hundreds of thousands of consumers and merchants.These solutions enable consumers to pay for everything from their small everyday purchases to much larger investments at millions of points of sale worldwide. Ecster is a wholly owned subsidiary of Handelsbanken. Show less

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  Ikano Bank

  Oct 2024 - Apr 2025

  Key Account Manager

  B2B SalesAs a Key Account Manager, I offer leasing solutions to our B2B customers. I’m passionate for finding the right options to our clients and eager to exceed the expectations for good customer service. My current task enquires good social skills, deep understanding for leasing and about our customers businesses. I have overall sales responsibilities for both existing and new customers.Acquiring new customers is a key aspect of my role, often leading to the creation of valuable business opportunities and successful cases. Show less

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  Norra Finans

  May 2025 - now

  Account Manager B2B Sales

  Invoice FinancingWe help companies improve working capital management and cash flow predictability, particularly through factoring, also known as invoice financing. This is an effective solution that enables companies to free up capital, strengthen liquidity, and grow in a controlled manner. It releases working capital, allowing the company to realize its receivables without having to wait for long payment terms, such as 30 or 90 days.This way, the cash flow remains healthy despite long payment terms, which eases daily operations. In addition, invoice financing reduces the time spent on payment monitoring, allowing the company to focus on business development and even use flexible payment terms as a competitive advantage.Debt Collection ServicesNorra Finans’ debt collection service can act as an external partner to ensure that your receivables are paid. Clarity in claims management must be combined with flexibility to preserve customer relationships and enable continued business with your clients. Understanding the debtor’s situation, being flexible, and maintaining clarity in the collection process are key to resolving the situation.Norra Finans Collection operates throughout the Nordic countries. We have both the language skills and legal expertise at a Nordic level and are accustomed to working in various business cultures.https://norrafinans.com/ Show less