Experience

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  Birou executor judecatoresc tudorache catalin andrei

  Dec 2013 - Apr 2015

  Legal advisor

  Drafting of enforcement documentsFiling and picking up the documents necessary to carry out the enforced execution atpublic institutions: the National Office of Cadastre and Real Estate Advertising,CourtsVerification of credit contracts and the collaterals from forced execution files;Participation in the acutions held at the Baillif’s headquarters and drafting of the necessary documentsMonitoring of collaterals from forced execution files, as well as the garnishments from these files;Maintaining contact with creditors and providing information from the forced execution files Setting up meetings with debtors to discuss and establish payment methods for their debts which are in forced execution;Providing legal advice to borrowers in the portfolio;Maintaining contact with debtors' lawyersMaintaining contact with the evaluators appointed by the executor in the execution procedureand providing information in order to create evaluation reports for the assets identified in the execution procedure. Show less

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  Tbi credit romania

  Apr 2015 - Jul 2016

  Enforcement officer

  Monitoring of non-guaranteed execution files from the portfolio;Trips to the headquarters of the bailiffs’ offices to check and collect information from the enforcement files;Setting up meetings with debtors to discuss and establish payment methods for their debts which are in forced execution;Monitoring payment agreements established with the debtors;Monitoring bailiffs’ enforcement actions/files, as well as the distribution percentage of the sums recovered in the forced execution. Establishing with the collaborating bailiffs the strategies for debt recovery;Updating the status of execution files in the internal monitoring software;Trips to the Romanian Authorities to obtain the necessary information in the forced execution procedureChecking the sums of money distributed by executors and allocating them to the debtors' files. Show less

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  Getback recovery

  Jul 2016 - Mar 2018

  Enforcement officer

  Monitoring of enforcement files from the portfolio.Trips to the headquarters of the bailiffs’ offices to check and collect information from the enforcement files;Setting up meetings with debtors to discuss and establish payment methods for their debts which are in forced execution;Monitoring payment agreements established with the debtors;Monitoring bailiffs’ enforcement actions/files, as well as the distribution percentage of the sums recovered in the forced execution. Establishing with the collaborating bailiffs the strategies for debt recovery;Updating the status of execution files in the internal monitoring software;Checking the sums of money distributed by executors and allocating them to the debtors' files.Traveling to the debtors' residence/headquarters in order to establish a payment plan for outstanding debts;Traveling to the debtors' addresses/headquarters to check the existence of collaterals, as well as to check the condition of the collaterals subject to forced execution.Taking part in auctions organized by bailiffs for collaterals on which mortgage rights have been noted in favor of the creditor; Show less

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  B2 kapital

  Mar 2018 - Sept 2018

  Case manager

  Close cooperation with the collaborating bailiffs.Contacting the debtors from the managed portfolio.Setting up meetings with debtors to discuss and establish payment methods for their debts which are in forced execution;Taking part in auctions organized by bailiffs for collaterals on which mortgage rights have been noted in favor of the creditor;Analyzing the purchase offers received for real estate mortgaged in favor of the creditor, as well as comparing them with other real estate on the market;Maintaining contact with people interested in purchasing real estate, as well as providing advice and guidance regarding the auction sale procedure;Traveling to the headquarters of the bailiffs' offices in order to study the enforcement files;Traveling to the debtors' residence/headquarters in order to establish a payment plan for outstanding debts;Traveling to the debtors' addresses/headquarters to check the existence of collaterals, as well as to check the condition of the collaterals subject to forced execution.Promoting the guarantees in the portfolio on specialized websites and maintaining contact with potential buyers;Drafting of out-of-court transactions concluded with debtors in the portfolio and sales agreements, as well as providing legal support to debtors and mortgage guarantors; Show less

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  Libra internet bank

  Sept 2018 - Feb 2020

  Compliance officer

  Advising, from a legal/compliance point of view, of the bank's internal regulations and new/revised banking products;Revision of compliance risk assessment methodologies, as well as a compliance manuals, code of conduct and practical guidelines for employees. Monitoring the flow of approval of new procedures and internal rules, as well as the review of existing ones;Keeping records of the bank's internal regulations, both those in force, as well as all internal regulations approved in the bank (historically internal regulations);Informing the bank's staff about the changes made to the internal regulations and about the new internal regulations, within the terms stipulated in the internal regulations;Updating the bank's internal website, and also the Norms and Procedures section;Preparing and maintaining correspondence with the National Bank of Romania, the National Authority for Consumer Protection, the Competition Council. Monitoring and managing the conflict of interest flow (verification on the online portal of National Trade Register Office for the entities declared by the employees, establishing the mitigating measures inin case of a potential conflict of interest).Drafting and maintaining correspondence with the National Bank of Romania regarding notifications/pre-approvals of the bank's internal regulations, with respect to the legal provisions in force;Identification, evaluation, administration and reporting to the bank's management thecompliance risks associated with the activities carried out by the institution, as well as formulating recommendations to mitigate these risks. Sending daily notifications to the Executive Board and Heads of departments on the changes made in the legislation in connection with their activity;Periodic performance of responsibilities related to internal control and self-control at the level of the activity carried out, according to regulations regarding internal control; Show less

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  Ing romania

  Feb 2020 - now

  Compliance officer

  Providing support to employees regarding the compliance topics (such as personal conduct, personal transactions, conflict of interest)Implementation at local level of the policies coming from ING Bank (Head Office);Management of the flow of conflicts of interest (analysis of declarations completed by candidates in the pre-employment process, analysis of declarations completed by employees, verification of interests declared by the employees, including checks on the online portal of National Trade Register Office for the entities declared by the employees, verification of sponsorships granted by the bank, establishing the mitigating measures in case of a potential conflict of interest);Analysis and approval of employees' requests in connection with transactions with financial instruments listed on stock exchanges (shares, bonds). Reviewing bonus schemes to ensure their compliance with EBA guidelines and local legislation. Taking part in various local projects for the implementation of newly adopted laws;Taking part as Compliance function in risk assessments for different services/products offered by the bank. In charge of the Review of the annual training plan, but also for the creation of training materials oncompliance topics (eg annual compliance training) Show less