Jeremiah Wean

Experience

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  Transamerica Financial Services

  Jan 1995 - Jan 1996

  Asst. Branch Manager

  Responsible for all aspects of a loan portfolio of Thirty-six million. Responsible for originating sub prime, mortgage, auto, and personal loans, processing, preparing closing document, closing loans, collecting, and beginning foreclosure proceedings.• Decreased delinquency rate from 14.3% of total outstanding to 2.3%

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  Citifinancial

  Jan 1996 - Jan 2000

  Asst. District Manager

  Responsible for hiring, training, and directing lending specialists. Responsible for lending specialists and account executives hitting their targeted goals for the month.• Decreased turn around time from submission to approval by 4 days• Increased branch productivity by an average of 4 loans per account executive and 7 loans per lending specialist

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  FSC Mortgage Co

  Jan 2000 - Jan 2000

  Loan Officer

  Responsible for originating conforming, sub prime, and ALT-A mortgages. Responsible for making outbound telemarketing calls to customers who had previously been turned down.• Originated in excess of Four Million in loan volume in nine months• Generated over Thirty Percent of business from referrals• Generated over Twenty Percent of business from Previously turned down customers

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  Ace Mortgage Funding, Inc.

  Jan 2000 - Jan 2002

  Loan Officer

  Responsible for originating conforming, sub prime, and ALT-A mortgages. • Originated in excess of Eight Million in loan volume per year on average.• Generated over Sixty Percent of business from referrals.• Helped train new loan officers on State Regulations, Fees, and Lender Guidelines.

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  Ace Mortgage Funding, LLC

  Dec 2002 - Nov 2008

  VP Compliance / Quality Control

  Promoted from Loan Officer in December 2002 to direct and oversee compliance, quality control, and licensing departments. Ensured mortgage lending procedures adhered to company guidelines/policies and state/federal regulations. Led team of up to seven auditors and one audit manager.* Eliminated more than $500K in annual outsourcing fees and obtained definitions of substantial compliance from HUD. * Reduced FTEs by ~33% from 16 to 6, accelerated licensing time from 4 to 2.5 days, and increased number of licensed states/loan officers. Show less

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  Lakewood Lending Group, LLC

  Oct 2008 - Feb 2012

  Partner

  Originated conforming, FHA, VA, and USDA mortgage loans for new firm established with one other partner. Built and maintained lender/vendor relationships. Implemented origination software application. Transitioned ownership to partner.* Played instrumental role in growing business to ~20 applications on monthly basis.* Ensured full compliance with all state and federal lending requirements.

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  Mortgage Compliance Consultants, LLC

  Jan 2009 - Feb 2012

  Partner

  Co-founded firm to provide clients with outsourced quality control review and compliance services. Drafted company policies and procedures. Recruited, trained, and supervised two quality control contractors. Transferred ownership to partner.* Solicited, acquired, and engaged with mortgage broker/banking clients to draft quality control plans, compliance procedures, and controls.* Designed and deployed mortgage compliance review systems for ongoing quality control service.

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  Stonegate Mortgage Corporation

  Feb 2012 - Oct 2015

  Director, Regulatory Compliance

  Responsible for managing mortgage regulatory compliance needs including regulatory and investor reporting; researching new laws and regulations as needed; state and federal compliance audits; state and originator mortgage licensing and bonds; state business licensing; HMDA reports and staff and Third Party Originator training. • Creation of corporate policy manual• Manage compliance to ensure that activities meet all state and federal agency regulations such as RESPA, TILA, the FACT Act, and Dodd-Frank Act, among others. Provide compliance program communication and training to employees as well as Third Party Originators as required.• Prepare and manage all aspects of regulatory reporting to federal and state agencies and investor reporting as needed.• Prepare company responses to federal and state agency compliance audits.• Mortgage compliance training for all loan origination and acquisition personnel as needed.• Responsible for timely and accurate compilation of HMDA data in Stonegate systems and the actual HMDA submission.• Ensure that Stonegate has the proper business and lending licenses in all of the states in which it operates. This includes those states where Stonegate has employees and where Stonegate has a “business presence.”• Ensure that all Advertising meets regulatory requirements• Responsible for all aspects of corporate licensing projects including the required effort to obtain approval for new state origination for three origination channels (Retail, Wholesale, and Correspondent)• Develop/maintain renewal information and license database.• Maintain state specific fee templates within loan origination system.• Interact with our third party service to administer all TPO applications and renewals.• Procure and organize all third party documents necessary for approval review / renewal.• Make recommendation for approval / decline.• Develop/maintain TPO database Show less

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  Freedom Mortgage

  Oct 2015 - Nov 2017

  Vice President, Regulatory Compliance Officer
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  Congressional Bank

  Nov 2017 - Feb 2018

  SVP, Chief Compliance Officer
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  Hallmark Home Mortgage NMLS#53441

  May 2018 - Jan 2023

  Sr. Compliance Officer