Christos Karampetsos

Experience

• 

  EMPORIKI BANK OF GREECE S.A.

  Jan 2003 - Jan 2004

  SBB sales assistant
• 

  Eurobank Cards

  Jan 2005 - Jan 2010

  • Application Processing & Support Supervisor

    Jan 2007 - Jan 2010

  • Credit Division / New Accounts Credit officer

    Jan 2005 - Jan 2007
• 

  Eurobank

  Jul 2010 - Oct 2016

  -Managing Individual Banking RM Teams.-Design and Develop strategy of sales and products ( Mortgage loans, Consumer loans, Credit cards, Deposits, Group sales, Insurances, transaction banking).-Support and communicate with retail Branches in order to ensure implementation of Individual Banking strategy and procedures.-Development of collaborations with other sales networks.-Project management of ad hoc actions.-Sales training and coaching of I.B officers.

  • Assistant Sales Manager

    Aug 2014 - Oct 2016

  • Credit Processing Supervisor

    Jul 2010 - Jul 2014
• 

  Eurobank fps

  Nov 2016 - May 2019

  Middle Mortgage Loans Senior Relationship Manager, Retail Remedial

  -Coordination of Sector RM’s-Management of Non Performing Exposure for Middle ML assigned clients-Ensure alignment with new EBA definitions in order to achieve SSM submission-Meeting with assigned Middle ML Clients-Assign solution options, for assigned clients, to sector RM’s -Empower frontline staff to identify and offer solutions to Middle ML Customers-Collaboration with Retail Network for Middle ML Portfolio-Submission of Recommendations and Restructuring solutions-Evaluation of financial figures and debt sustainability Show less

• 

  DoValue Greece

  Jun 2019 - now

  Manage Relationship Manager Teams handling Retail debt restructuring for portfolios Eurobank, Mexico, Virgo, Souq in :-Asset management -Assessing customer financial status and behavior via financial statementsanalysis, collateral analysis and personal interview. -Preparation of solution proposals, according to debtor’s characteristics. Datavalidation in parallel with research of customer assets, available for coverageusage in current debt.-Negotiate debtors ability to settle their loan, proceed with payments followingan agreed payment plan and/or to investigate workout settlement via shortsale/amicable solutions.-Identify special needs and make suggestions to credit underwriting for tailormade solutions following the specific case characteristics.-Manage alternative solutions following Individual insolvency L3869, Debtsettlement Workout- Manage regulatory risks within the Collections and Recoveries areas,ensuring processes, strategies and communications compliant with regulatoryrequirements-REO collaboration maximizing asset return-Permanent cure with reduced re-default rates and high levels of debtrecovery. End to end management within strong Customer relations,understand clients ability to pay. Show less -Manage 3rd party Relationship Managers Recoveries and Collections team to maximise performance and maintain service level agreements.-Develop, implement and manage Collections and Recoveries strategies and communications to minimize bad debt losses, whilst ensuring fair customer outcomes.-Design, choose and manage RM KPIs in order to improve performance.-KPIs target : Permanent cure with reduced re-default rates and high levels of debt recovery. End to end management. Strong Customer relations, understand clients ability to pay.-Identify and implement continual improvement initiatives to maximise efficiency within Collections.-Manage regulatory risks within the Collections and Recoveries areas, ensuring processes, strategies and communications are demonstrably compliant with regulatory requirements.-Manage relationship with Debt Purchasers to ensure operational practices and recovery performance is satisfactory.-Interpret Collections and Recoveries MI to identify emerging issues and opportunities.-Management of distressed property. Show less

  • Manager, Retail Asset Management

    Jan 2022 - now

  • Retail Remedial Senior Relationship Manager, 3rd party Mortgage loans

    Jun 2019 - Jan 2022