Sanjoy Ghosal

Experience

• 

  Axis Bank

  Sept 2003 - May 2008

  Deputy Manger - CORPORATE BANKING

   Associated with Corporate Credit Department having exposure as a relationship manager and business analyst dealing with Large and SME Segment. Analysis of financial statements and preparation of appraisal notes relating to credit proposal – fresh advances, review, renewal & enhancement of existing facilities, in lite of the credit apetite of the Bank. Overseeing credit operations in the borrowal accounts to ensure effective credit administration and monitoring. Ensure flawless documentation as per sanction terms and conditions. Worked towards zero audit irregularities, rectification of audit irregularities, to ensure closure of audit reports within time. Handled operational functions related to Corporate and Retail Banking. Show less

• 

  HSBC

  Jun 2008 - now

  • Supervision of the activities of the concurrent auditor across all the Consumer Groups of the Bank in conjunction with Vice President, Operational Risk Management including formulating measures for risk mitigation in consultation with business and follow up on the open items with businesses. • Conducting onsite internal control reviews of businesses and support functions in INM to evaluate whether the Bank’s system of internal controls effectively ensures compliance with relevant laws, regulations, Group and local policies / procedures.• Assist businesses in managing operational risk, including its identification, assessment, mitigation and control, loss identification and reporting and implementing effective mechanism which enforces monitoring and testing of primary controls.• Actively provide effective input into implementing the internal control framework established by ORM ASP, which ensures a robust and consistent internal control environment is in place. Show less

  • Senior Manager - Risk and Control - Wealth and Personal Banking Hong Kong

    May 2022 - now

  • Senior Complaince Assurance Manager

    May 2016 - May 2022

  • Vice President - Global Internal Audit | Global Functions and Service Delivery

    Sept 2013 - Apr 2016

  • Associate Vice President - Operational Risk Management

    Aug 2010 - Aug 2013

  • Assistant Manager

    Jun 2008 - Jul 2010