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Paul Klaas

Paul Klaas

President/CEO

Followers of Paul Klaas2000 followers
location of Paul KlaasGreater Pittsburgh Region

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  • Timeline

  • About me

    President/CEO at Pennsylvania Equity Mortgage, Inc

  • Education

    • FSBO For Sale by Owner

      -
      Contract Negotiation, Mortgage Money, Creative Financing, Licensing, Finance, Leasing, Etc.

      Activities and Societies: Freemasons - Master Mason Free and Accepted Masons of Pennsylvania 32nd Degree Scottish Rite Mason Involving Creative Financing, For Sale By Owner Negotiation Strategies, Buyer's "Needs, Wants and Desires"​, Calculating Complex Amortization Schedules Involving Variable Payment Amounts at Random Times During the Term of a Mortgage in Order to Build Wealth, Increase Equitable Interest Positions in Real Property while Eliminating Non-Mortgage, "Wealth Robbing"​ Debt. Self Studies Included in Great Detail, Negotiation Strategies Involving Land Contracts, "Rent To Own" Scenarios, Detailed… Show more Involving Creative Financing, For Sale By Owner Negotiation Strategies, Buyer's "Needs, Wants and Desires"​, Calculating Complex Amortization Schedules Involving Variable Payment Amounts at Random Times During the Term of a Mortgage in Order to Build Wealth, Increase Equitable Interest Positions in Real Property while Eliminating Non-Mortgage, "Wealth Robbing"​ Debt. Self Studies Included in Great Detail, Negotiation Strategies Involving Land Contracts, "Rent To Own" Scenarios, Detailed Creative Contract Financing and the Process from Beginning to End (From Buy/Sell Negotiation - TO - Origination of Mortgage Money - TO- Ultimate Transfer and Recording of New Deed Reflecting the Transaction in Whole. The Measurements of Tiered Mortgage Risk Based on Specific Underwriting Guidelines and Programs. Show less

    • The Art of Loan Origination and Mortgage Processes

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      Mortgage Lending Loan Types/Purpose

      In-Depth Study of Various Loans Types and Programs Including but not Limited to Fannie Mae, Freddie Mac, Conventional/Conforming Lending, VA Loans, FHA Loans, Commercial Lending, Alternate Financing Options (Alt-A), Risk Level Adjustment Lending, Hard Money Lending, 1st, 2nd and 3rd Position Mortgage Money, Residential and Commercial Pennsylvania Real Estate.

    • North Catholic

      1984 - 1988
      General Business General Business - Advanced Mathematics

      Activities and Societies: Golf "Hot Rod Club" General Studies with Emphasis on Advanced Mathematics

    • Edinboro University of Pennsylvania

      1988 - 1992
      BS/BA Business Administration - Economic Forecasting, Finance, Marketing

      Activities and Societies: Phi Sigma Kappa - President 1990-1991 Education was concentrated around Business Administration, Economic Forecasting and Finance at Edinboro University of Pennsylvania.

  • Experience

    • Pennsylvania Equity Mortgage, Inc

      Jul 2002 - now
      President/CEO

      I am currently licensed in Pennsylvania to broker mortgages by the Pennsylvania Department of Banking.I am licensed to offer Insurance products, strategies and consulting in PennsylvaniaMassMutual Financial Group is a marketing designation (or fleet name) for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliates and sales representatives.I can also be reached by email paul@paequity.com

    • MassMutual Financial Group

      Jul 2009 - now
      Licensed Insurance Consultant, Mortgage Consultant

      I am licensed to offer insurance services/consulting in: PennsylvaniaMassMutual Financial Group is a marketing designation (or fleet name) for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliates and sales representatives.

    • A&N Lawn Service Inc.

      Apr 2020 - now
      Senior Landscape Creation Designer

  • Licenses & Certifications

    • Licensed by Pennsylvania Department of Banking Mortgage Broker & Loan Origination NMLS 146368

      Pennsylvania Department of Banking / NMLS
      Jul 2002

  • Volunteer Experience

    • Past Master 2016 / Floor Officer 2010-2016

      Issued by Pennsylvania F.&A.M. North Hills Lodge # 0716 on Jun 2010
      Pennsylvania F.&A.M. North Hills Lodge # 0716Associated with Paul Klaas