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Kaustav De

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Bengaluru, Karnataka, India

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Timeline
About me
Manager at State Bank of India, Relationship Manager | Credit Analyst (SME)
Education
- University of Delhi
  -
  Bachelor of Commerce - BCom Accounting
  Activities and Societies: Poetry composing
Experience
- State Bank of India
  May 2013 - now
  Rural and semi urban assignment.- Processing of credit proposals in retail segment ranging from home loans, car loans, education loans, personal loans and pension loans. - End to end processing of SME loans, channel financing and other general business loans of small and medium business enterprises starting from generation of leads, financial statement analysis, risk assessment, appraisal, underwriting, documentation and timely disbursements. Maintaining close liaison with various Govt. Depts for implementation of various Govt sponsored schemes like Mudra, Stand up India, etc.-Credit appraisal in agricultural segment which included processing of crop loans, agriculture term loans, dairy and poultry farm loans and various other govt sponsored loans. Show less
  - Manager, SME and Corporate Advances
    Apr 2023 - now
  - Deputy Manager, Credit Officer (SME)
    Jul 2022 - Apr 2023
  - Deputy Manager (Loan processing)
    Oct 2019 - Jul 2022
  - Assistant Manager
    Sept 2017 - Oct 2019
  - Associate (Sales and marketing)
    Apr 2017 - Sept 2017
  - Associate (Branch operations)
    May 2013 - Apr 2017
Licenses & Certifications
- MSME & Working Capital Lending
  CRISIL Limited
  Jan 2024
  View certificate
- CAIIB
  Indian Institute of Banking and Finance
- Certificate in Commercial Credit
  Moody's Analytics