Sonia Cuevas Díaz

Experience

• 

  Deloitte

  Jan 1996 - Jul 1999

  Senior Auditor

  Clients: Merril Lynch, Morgan Stanley, Benito y Monjardín, Caja Rural de Canarias y Tenerife, UNICEF,etc.:• Planning and implementation of audit procedures• Reporting to the headquarters under international accounting standards• Consolidation and issuance of Groups annual accounts and issue letter of recommendations• Analysis of the internal control system• Due diligences (company acquisition and finance and tax strategy): Merrill Lynch - FG Gestión, Banco Espirito Santo - Benito y Monjardín, UNICEF Show less

• 

  Banco Sabadell

  Jul 1999 - Nov 2006

  Compliance Officer. Anti Money Laundering Officer/Internal Audit Responsible

  COMPLIANCE OFFICER: ANTI MONEY LAUNDERING OFFICER ( previously BANCO URQUIJO) : • Appointed as SEPBLAC main contact person • Contact in communication with Official Bodies: Bank of Spain, CNMV, SEPBLAC, Courts • Implementation of controls and line of reporting to the Head of Compliance in Luxembourg • Reorganization of AML control and procedures• Design of compliance monitoring programs, training plans (AML, Codes of conduct, Data protection) and implementation follow up• Implementation new regulation within Banco Urquijo Group• Follow- up of internal and external audits issues• Changes in business processes: Know your Customer file • New products: Loans, Funds, (including pilots and tests)• Significant technology projects (Selection and tailoring of anti-money laundering IT Tool) • Managing a team of 7 peopleINTERNAL AUDIT RESPONSIBLE: • Analysis and follow-up of inspection minutes issued by official bodies (CNMV, Bank of Spain)• Analysis and follow-up of letters of recommendations of external auditors• Developing Internal Audits: Specific Frauds and Heavy losses, AML. Manage and supervision on quality control of outsourced audits• Work programme design for different areas in the Group: Dealers Cº, Fund Management Cº, Corporate Finance, Pension Fund Management Cº and the Insurance Brokerage Cº• Design of the procedures manual• Configuration of auditing cycles for the entire group; likewise, the development and maintenance of a follow-up system for auditing recommendations• Develop of a risk mapping Show less

• 

  Bank of America

  Nov 2006 - Jan 2010

  Vice President. Compliance Manager

  • Appointed as SEPBLAC Interlocutor. Anti Money Laundering Officer• Appointed as the responsible person for complaints in Bank of Spain (Ombudsman)• First contact in communication with Official Bodies: Bank of Spain, Insurance (DGS), SEPBLAC and Courts • Implementation of the Spanish, UK (FSA- TCF) and American regulation, policies and procedures• Anti- Fraud. Training and Data protection• Follow-up of Internal and external audits issues• Managing a team of 8 people

• 

  KBL

  Jan 2010 - Dec 2012

  Head of Compliance and Risk Management

  • Start up of the Luxembourg Bank in Spain: Develop and implementation of policies and procedures to comply with regulatory changes and standards of the Group (CSSF) • Appointed as SEPBLAC Interlocutor. Anti Money Laundering Officer: research, KYC• Appointed as the responsible person for Complaints in Bank of Spain (Ombudsman)• First contact in communication with Official Bodies: Bank of Spain, CNMV, SEPBLAC • Compliance monitoring program (transactions and conducts), gap analyses, compliance awareness program• Revision of new products and business developments• Training, Conflict of interest, Ethics, Fraud, Data protection • Risk Management and Contingency plan• Management of Internal and external audits• Reporting to the Executive Committee: issues and appropriate action plans Show less

• 

  Mirabaud Group

  Jan 2013 - Sept 2019

  Compliance Officer

  • Start up of the UK Branch in Spain: Mirabaud Securities LLP. Develop and implementation of policies and procedures to comply with regulatory changes and standards of the Group (FCA). Private banking.

• 

  ASCOM- ASOCIACION ESPAÑOLA DE COMPLIANCE

  May 2014 - Dec 2016

  Founding Member

  Creation of the Association. Implementation of training, CESCOM certification, working groups, Management of sponsors. Treasurer.

• 

  Instituto Oficiales Cumplimiento (IOC)

  Sept 2018 - now

  Member Board of Directors
• 

  Lombard Odier Group

  Dec 2019 - Jun 2021

  Compliance and Legal Director

  https://es.fundspeople.com/news/lombard-odier-refuerza-su-equipo-con-la-incorporacion-de-sonia-cuevas-como-directora-de-compliance

• 

  Tradition

  Sept 2021 - Mar 2022

  Compliance Officer . Secretary of the Board of Directors
• 

  Viva Wallet (vivawallet.com)

  Apr 2022 - now

  MLRO. Compliance Officer. SEPBLAC Representative